American Express — 23 cards

American Express® Business Gold Card

from American Express
American ExpressBusiness
American Express® Business Gold Card
$375/yrAmex

WELCOME OFFER

As high as 200,000 MR points after spending $15,000 in the first 3 months; TPG notes this offer requires that the applicant has never held this card (once-per-lifetime); targeted/YMMV.as of 2026-07-10
ANNUAL FEE
$375
FOREIGN TX FEE
None
REWARDS
Amex Membership Rewards

EARNING RATES

  • •4x MR — your top 2 eligible spending categories each billing cycle (selected automatically); eligible categories: U.S. media purchases for advertising in select media (online/TV/radio), U.S. electronic goods retailers and software & cloud system providers, U.S. restaurants (including takeout and delivery), U.S. gas stations, transit (trains/taxis/rideshare/ferries/tolls/parking/buses/subways), U.S. wireless telephone services; on up to $150,000 in combined purchases per calendar year, then 1x (note: flights booked directly with airlines and U.S. shipping have been removed from the 4x categories and no longer qualify)
  • •3x MR — flights and prepaid hotels booked through Amex Travel
  • •1x MR — all other eligible purchases
  • $240/year FedEx/Grubhub/office supply store credit — $20 per month; enrollment required (FedEx eligibility ends 2026-10-01, leaving only Grubhub and office supply stores)
  • $300/year ChatGPT Business credit — enrollment required
  • $150/year Squarespace credit — added October 2025; enrollment required
  • About $155/year Walmart+ membership credit — covers the full monthly fee ($12.95/month plus applicable taxes)

American Express® Gold Card

from American Express
American Express
American Express® Gold Card
$325/yrAmex

WELCOME OFFER

As high as 100,000 MR points after spending $8,000 in the first 6 months (threshold raised from $6,000 in the April 2026 refresh); targeted/YMMV — the exact amount varies by applicant.as of 2026-07-10
ANNUAL FEE
$325
FOREIGN TX FEE
None
REWARDS
Amex Membership Rewards

EARNING RATES

  • •4x MR — restaurants worldwide (plus takeout and delivery in the U.S.), on up to $50,000 in purchases per calendar year, then 1x
  • •4x MR — U.S. supermarkets, on up to $25,000 in purchases per calendar year, then 1x
  • •5x MR — prepaid hotels booked through Amex Travel (raised from 2x to 5x in the April 2026 refresh)
  • •3x MR — flights booked directly with airlines or through Amex Travel
  • •1x MR — all other eligible purchases
  • $120/year dining credit — $10 per month; after the 2026 refresh covers Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory and Wonder; enrollment required (Wine.com and Goldbelly were removed after 2026-06-30)
  • $120/year Uber Cash — $10 per month for U.S. Uber rides and Uber Eats orders, automatically added
  • $100/year Resy credit — $50 semi-annually (Jan-Jun / Jul-Dec) at partner restaurants; enrollment required
  • $84/year Dunkin' credit — $7 per month at U.S. Dunkin' locations; enrollment required
  • $100 The Hotel Collection credit — per booking, 2-night minimum stay required

American Express® Green Card

from American Express
American Express
American Express® Green Card
$150/yrAmex

WELCOME OFFER

40,000 MR points after spending $3,000 in the first 6 months (current standard public offer; no first-year annual fee waiver).as of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
Amex Membership Rewards

EARNING RATES

  • •3x MR — travel worldwide (flights, hotels, cruises, travel agencies, car rentals, campgrounds, vacation rentals — including third-party travel sites and Amex Travel)
  • •3x MR — transit (trains, taxis/rideshare, ferries, tolls, parking, buses and subways)
  • •3x MR — restaurants worldwide (plus takeout and delivery in the U.S.)
  • •1x MR — all other eligible purchases
  • $219/year CLEAR Plus credit — auto-renewing membership; enrollment required (price rose to $219 effective 2026-07-01)
  • Note: the $100/year LoungeBuddy credit was eliminated for new applicants in October 2024 and is no longer listed here

Blue Cash Everyday® Card from American Express

from American Express
American Express
Blue Cash Everyday® Card from American Express
No annual feeAmex

WELCOME OFFER

As high as $200 cash back after spending $2,000 in the first 6 months. Amex officially notes the welcome offer varies by applicant (YMMV); the $250 referral-link offer seen in the past is not the current standard public offer.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
2.7%
REWARDS
cash back

EARNING RATES

  • •3% cash back — U.S. supermarkets, on up to $6,000 per year in purchases (separate cap), then 1%
  • •3% cash back — U.S. gas stations, on up to $6,000 per year in purchases (separate cap), then 1%
  • •3% cash back — U.S. online retail purchases, on up to $6,000 per year in purchases (separate cap), then 1%
  • •1% cash back — all other eligible purchases
  • Disney streaming credit — up to $7 back per month, up to $84 per year; enrollment required; limited to purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com
  • Home Chef credit — up to $15 back per month, up to $180 per year; enroll through your Amex account and purchase directly at HomeChef.com; credits post in about 6-8 weeks

Blue Cash Preferred® Card from American Express

from American Express
American Express
Blue Cash Preferred® Card from American Express
$95/yrAmex

WELCOME OFFER

Official page shows as high as $300 cash back after spending $3,000 in the first 6 months; multiple sources report $250 / $3,000 as the commonly displayed amount. $0 intro annual fee for the first year, then $95. Amex officially notes the welcome offer varies by applicant (YMMV).as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
2.7%
REWARDS
cash back

EARNING RATES

  • •6% cash back — U.S. supermarkets, on up to $6,000 per year in purchases, then 1%
  • •6% cash back — select U.S. streaming subscriptions (no cap)
  • •3% cash back — U.S. gas stations (no cap)
  • •3% cash back — transit (taxis/rideshare, parking, tolls, trains, buses and more; no cap)
  • •1% cash back — all other eligible purchases
  • Disney streaming credit — up to $10 back per month, up to $120 per year; enrollment required; limited to purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com
  • Equinox+ credit — up to $10 back per month, up to $120 per year; enrollment required and must purchase a standalone Equinox+ digital membership directly at equinoxplus.com (purchases via the app or third parties do not qualify)

Delta SkyMiles® Blue American Express Card

from American Express
American Express
Delta SkyMiles® Blue American Express Card
No annual feeAmex

WELCOME OFFER

10,000 SkyMiles after spending $1,000 in the first 6 months (standard public offer).as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •2x SkyMiles — Delta purchases (made directly with Delta)
  • •2x SkyMiles — restaurants worldwide (plus takeout and delivery in the U.S.)
  • •1x SkyMiles — all other eligible purchases
  • 20% back as a statement credit on Delta in-flight purchases of food, beverages and Wi-Fi
  • Pay with Miles: take $50 off for every 5,000 miles redeemed at delta.com
  • Amex Offers merchant deals
  • No free checked bag; no priority boarding

Delta SkyMiles® Gold American Express Card

from American Express
American Express
Delta SkyMiles® Gold American Express Card
$150/yrAmex

WELCOME OFFER

70,000 SkyMiles after spending $3,000 in the first 6 months, plus 20,000 more miles after an additional $2,000 in spend within 6 months ($5,000 total spend for 90,000 miles). This is the limited-time elevated offer Delta/Amex announced in June 2026, officially listed through 2026-07-15; may drop afterward — re-verify. $0 intro annual fee for the first year.as of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •2x SkyMiles — Delta purchases (made directly with Delta)
  • •2x SkyMiles — restaurants worldwide
  • •2x SkyMiles — U.S. supermarkets
  • •1x SkyMiles — all other eligible purchases
  • $200/year Delta Flight Credit — unlocked after spending $10,000 in purchases in a calendar year
  • $100/year Delta Stays credit — on prepaid hotel and vacation rental bookings via delta.com/stays
  • $120/year rideshare credit — $10 per month; added June 2026; enrollment required; U.S. rideshare purchases only

Delta SkyMiles® Gold Business American Express Card

from American Express
American ExpressBusiness
Delta SkyMiles® Gold Business American Express Card
$150/yrAmex

WELCOME OFFER

90,000 SkyMiles after spending $6,000 in the first 6 months. Limited-time elevated offer officially listed through 2026-07-15 — re-verify. $0 intro annual fee for the first year.as of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •2x SkyMiles — Delta purchases (made directly with Delta)
  • •2x SkyMiles — U.S. shipping providers (on up to $50,000 in purchases per year)
  • •2x SkyMiles — U.S. purchases for advertising in select media (on up to $50,000 in purchases per year)
  • •1x SkyMiles — all other eligible purchases
  • $200/year Delta Flight Credit — unlocked after spending $10,000 in purchases in a calendar year
  • Up to $150/year Delta Stays credit

Delta SkyMiles® Platinum American Express Card

from American Express
American Express
Delta SkyMiles® Platinum American Express Card
$350/yrAmex

WELCOME OFFER

80,000 SkyMiles after spending $4,000 in the first 6 months, plus 20,000 more miles after an additional $2,000 in spend within 6 months ($6,000 total spend for 100,000 miles). Limited-time elevated offer officially listed through 2026-07-15 — re-verify. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$350
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •3x SkyMiles — Delta purchases (made directly with Delta)
  • •3x SkyMiles — purchases made directly with hotels
  • •2x SkyMiles — restaurants worldwide
  • •2x SkyMiles — U.S. supermarkets
  • •1x SkyMiles — all other eligible purchases
  • $120/year Resy credit — $10 per month; enrollment required
  • $120/year rideshare credit — $10 per month; enrollment required
  • Up to $150/year Delta Stays credit
  • Global Entry ($120) or TSA PreCheck ($85) application fee credit — once every 4 years

Delta SkyMiles® Platinum Business American Express Card

from American Express
American ExpressBusiness
Delta SkyMiles® Platinum Business American Express Card
$350/yrAmex

WELCOME OFFER

100,000 SkyMiles after spending $8,000 in the first 6 months. Limited-time elevated offer officially listed through 2026-07-15 — re-verify. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$350
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •3x SkyMiles — Delta purchases (made directly with Delta)
  • •3x SkyMiles — purchases made directly with hotels
  • •1.5x SkyMiles — transit (including rideshare/taxis), U.S. shipping providers, and single purchases of $5,000 or more (combined cap of $100,000 in purchases per calendar year across the three categories, then 1x; when a purchase qualifies for multiple rates, the higher rate applies)
  • •1x SkyMiles — all other eligible purchases
  • $120/year Resy credit — $10 per month; enrollment required
  • $120/year rideshare credit — $10 per month; enrollment required
  • Up to $200/year Delta Stays credit
  • Global Entry ($120) or TSA PreCheck ($85) application fee credit — once every 4 years

Delta SkyMiles® Reserve American Express Card

from American Express
American Express
Delta SkyMiles® Reserve American Express Card
$650/yrAmex

WELCOME OFFER

100,000 SkyMiles after spending $6,000 in the first 6 months, plus 25,000 more miles after an additional $3,000 in spend within 6 months ($9,000 total spend for 125,000 miles). Limited-time elevated offer officially listed through 2026-07-15 — re-verify. Annual fee not waived the first year. Additional cards: $175 annual fee each.as of 2026-07-10
ANNUAL FEE
$650
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •3x SkyMiles — Delta purchases (made directly with Delta)
  • •1x SkyMiles — all other eligible purchases
  • $240/year Resy credit — $20 per month; enrollment required
  • $120/year rideshare credit — $10 per month; enrollment required
  • Up to $200/year Delta Stays credit
  • Global Entry ($120) or TSA PreCheck ($85) application fee credit — once every 4 years

Delta SkyMiles® Reserve Business American Express Card

from American Express
American ExpressBusiness
Delta SkyMiles® Reserve Business American Express Card
$650/yrAmex

WELCOME OFFER

125,000 SkyMiles after spending $15,000 in the first 6 months. Limited-time elevated offer officially listed through 2026-07-15 — re-verify. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$650
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •3x SkyMiles — Delta purchases (made directly with Delta)
  • •1.5x SkyMiles — transit (rideshare/taxis), U.S. shipping providers, and U.S. office supply stores
  • •1.5x SkyMiles — all remaining purchases for the rest of the calendar year after spending $150,000 (does not stack with other rates; the higher rate applies)
  • •1x SkyMiles — all other eligible purchases
  • $240/year Resy credit — $20 per month; enrollment required
  • $120/year rideshare credit — $10 per month; enrollment required
  • Up to $250/year Delta Stays credit
  • Global Entry ($120) or TSA PreCheck ($85) application fee credit — once every 4 years

Hilton Honors American Express Aspire Card

from American Express
American Express
Hilton Honors American Express Aspire Card
$550/yrAmex

WELCOME OFFER

175,000 Hilton Honors Bonus Points after spending $6,000 in the first 6 months. Offer officially listed through 2026-07-29. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$550
FOREIGN TX FEE
None
REWARDS
Hilton Honors

EARNING RATES

  • •14x Hilton points — purchases made directly with hotels and resorts in the Hilton portfolio
  • •7x Hilton points — flights booked directly with airlines or amextravel.com, car rentals booked directly from select companies, and U.S. restaurants
  • •3x Hilton points — all other eligible purchases
  • Up to $400/year Hilton resort credit — $200 semi-annually, on purchases made directly at participating Hilton Resorts
  • Up to $200/year flight credit — $50 per quarter, on flights booked directly with airlines or through the Amex Travel website or app
  • $219/year CLEAR Plus credit — enrollment required (price rose to $219 effective 2026-07-01; previously $209)
  • Free Night Reward — 1 night issued automatically each cardmember year, no point cap on the room rate (including Waldorf Astoria and Conrad); a second after $30,000 in purchases in a calendar year and a third after $60,000 (up to 3 nights/year in high-spend years)
  • Waldorf Astoria / Conrad on-property credit — up to $100, 2-night minimum stay required

Hilton Honors American Express Business Card

from American Express
American ExpressBusiness
Hilton Honors American Express Business Card
$195/yrAmex

WELCOME OFFER

130,000 Hilton Honors Bonus Points + first-year annual fee waived, after spending $8,000 in the first 6 months. Offer officially listed through 2026-07-29. $0 intro annual fee for the first year, then $195 (raised from the original $95 in the 2024 benefits refresh).as of 2026-07-10
ANNUAL FEE
$195
FOREIGN TX FEE
None
REWARDS
Hilton Honors

EARNING RATES

  • •12x Hilton points — purchases made directly with hotels and resorts in the Hilton portfolio
  • •5x Hilton points — all other eligible purchases, on up to $100,000 in purchases per calendar year, then 3x (no 6x categories since the 2024 refresh — the former 6x on U.S. restaurants, flights, car rentals, U.S. gas stations, wireless and shipping was removed entirely)
  • Up to $240/year Hilton credit — $60 per quarter on purchases made directly with hotels and resorts in the Hilton portfolio

Hilton Honors American Express Card

from American Express
American Express
Hilton Honors American Express Card
No annual feeAmex

WELCOME OFFER

100,000 Hilton Honors Bonus Points + a $100 statement credit after spending $2,000 in the first 6 months. Offer officially listed through 2026-07-29.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Hilton Honors

EARNING RATES

  • •7x Hilton points — purchases made directly with hotels and resorts in the Hilton portfolio
  • •5x Hilton points — U.S. restaurants, U.S. supermarkets and U.S. gas stations
  • •3x Hilton points — all other eligible purchases
  • Complimentary Hilton Honors Silver status
  • Upgrade to Gold status after $20,000 in purchases in a calendar year
  • Amex Offers; refer a friend: 10,000 points per approval, up to 80,000 per year

Hilton Honors American Express Surpass® Card

from American Express
American Express
Hilton Honors American Express Surpass® Card
$150/yrAmex

WELCOME OFFER

130,000 Hilton Honors Bonus Points + first-year annual fee waived, after spending $3,000 in the first 6 months. Offer officially listed through 2026-07-29. $0 intro annual fee for the first year, then $150.as of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
Hilton Honors

EARNING RATES

  • •12x Hilton points — purchases made directly with hotels and resorts in the Hilton portfolio
  • •6x Hilton points — U.S. restaurants, U.S. supermarkets and U.S. gas stations
  • •4x Hilton points — U.S. online retail purchases
  • •3x Hilton points — all other eligible purchases
  • Up to $200/year Hilton credit — $50 per quarter on purchases made directly with hotels and resorts in the Hilton portfolio
  • Free Night Reward — earned after $15,000 in purchases in a calendar year; no point cap on the room rate, redeemable at almost any Hilton property

Marriott Bonvoy Brilliant® American Express® Card

from American Express
American Express
Marriott Bonvoy Brilliant® American Express® Card
$650/yrAmex

WELCOME OFFER

Up to 150,000 Bonvoy points — 100,000 points after spending $6,000 in the first 6 months, plus 50,000 more after total purchases reach $8,000 within 6 months (150,000 total / $8,000). This offer includes no additional statement credit. No exact end date found in sources, but the previous higher 200,000-point offer ended 2026-05-13, so 150,000 is the current live offer. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$650
FOREIGN TX FEE
None
REWARDS
Marriott Bonvoy

EARNING RATES

  • •6x Bonvoy points — hotels participating in Marriott Bonvoy
  • •3x Bonvoy points — restaurants worldwide and flights booked directly with airlines
  • •2x Bonvoy points — all other eligible purchases
  • $300/year dining credit — $25 per month at restaurants worldwide (not limited to restaurants in Marriott hotels)
  • Free Night Award — 1 per cardmember year (issued after your Card renewal month), redemption level up to 85,000 Bonvoy points
  • Earned Choice Award — after $60,000 in purchases in a calendar year, choose one of three: 5 Nightly Upgrade Awards / $750 in statement credits / a Free Night Award worth up to 85,000 points
  • Global Entry (up to $120) or TSA PreCheck (up to $85) application fee credit — once every 4 years

Marriott Bonvoy Business® American Express® Card

from American Express
American ExpressBusiness
Marriott Bonvoy Business® American Express® Card
$125/yrAmex

WELCOME OFFER

150,000 Bonvoy points + a $125 statement credit after spending $8,000 in the first 6 months. Officially listed through 2026-07-15 — expiring soon; re-verify before applying. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$125
FOREIGN TX FEE
None
REWARDS
Marriott Bonvoy

EARNING RATES

  • •6x Bonvoy points — hotels participating in Marriott Bonvoy
  • •4x Bonvoy points — restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. providers, and U.S. shipping
  • •2x Bonvoy points — all other eligible purchases
  • Free Night Award issued automatically each cardmember year, redemption level up to 35,000 Bonvoy points
  • One additional Free Night Award after $60,000 in purchases in a calendar year
  • Complimentary Marriott Bonvoy Gold Elite status
  • 15 Elite Night Credits per calendar year (stack with the 25 from a personal Marriott Amex card, up to 40 combined)
  • 7% discount on eligible rates at Marriott hotels
  • Premium in-room internet access at participating hotels
  • Car rental loss and damage insurance; baggage insurance

The Blue Business Cash™ Card from American Express

from American Express
American ExpressBusiness
The Blue Business Cash™ Card from American Express
No annual feeAmex

WELCOME OFFER

Standard public offer: $250 cash back (delivered as a statement credit) after spending $3,000 in the first 3 months; targeted offers have reportedly reached $500 after $8,000 in spend, or $750 (some without lifetime language) — go by what the actual application page shows.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
2.7%
REWARDS
cash back

EARNING RATES

  • •2% cash back — all eligible purchases, on up to $50,000 combined per calendar year, then 1%
  • 0% intro APR on purchases for the first 12 months (then a variable APR)
  • Amex Offers merchant deals
  • Revolving credit card (not a charge card); cash back is automatically received in the form of a statement credit

The Blue Business® Plus Credit Card from American Express

from American Express
American ExpressBusiness
The Blue Business® Plus Credit Card from American Express
No annual feeAmex

WELCOME OFFER

Standard public offer: 15,000 MR points after spending $3,000 in the first 3 months; targeted offers reportedly go as high as 75,000 points after $15,000 in spend (some even without the lifetime-language clause) — go by what the actual application page shows.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
2.7%
REWARDS
Amex Membership Rewards

EARNING RATES

  • •2x MR — all eligible purchases, on up to $50,000 combined per calendar year, then 1x (no bonus categories — simple flat rate)
  • 0% intro APR on purchases and balance transfers for the first 12 months (then a variable APR)
  • Amex Offers merchant deals
  • Revolving credit card (not a charge card); Expanded Buying Power lets you spend beyond your credit limit in some cases

The Business Platinum Card® from American Express

from American Express
American ExpressBusiness
The Business Platinum Card® from American Express
$895/yrAmex

WELCOME OFFER

As high as 300,000 MR points after spending $20,000 in the first 3 months (DoC reported on 2026-06-14 that this 300k version is now commonly seen); targeted/YMMV. Note: some applicants see lower 200,000-250,000 / $20,000 versions — multiple versions coexist; go by what the actual application page shows.as of 2026-07-10
ANNUAL FEE
$895
FOREIGN TX FEE
None
REWARDS
Amex Membership Rewards

EARNING RATES

  • •5x MR — flights and prepaid hotels booked through Amex Travel
  • •2x MR — U.S. construction material & hardware suppliers, electronic goods retailers, software & cloud system providers, and shipping providers
  • •2x MR — purchases of $5,000 or more (does not stack with the categories above; on up to $2,000,000 of these purchases combined per calendar year)
  • •1x MR — all other eligible purchases
  • $200/year airline fee credit — with one selected qualifying airline; enrollment required
  • $600/year hotel credit — $300 semi-annually, prepaid Fine Hotels + Resorts or The Hotel Collection bookings only, minimum-stay requirement applies
  • $200/year Hilton for Business credit — $50 per quarter
  • $300/year ChatGPT Business credit — requires a subscription with 2+ seats; enrollment required
  • Dell credit — up to $150 base credit per year, plus an additional $1,000 credit after spending $5,000 with Dell; enrollment required
  • $120/year wireless credit — $10 per month on U.S. wireless telephone service provider charges; enrollment required
  • $360/year Indeed credit — $90 per quarter; enrollment required
  • $150/year Adobe credit — requires prepaid Adobe plans
  • $219/year CLEAR Plus credit — enrollment required (price increased effective 2026-07-01)
  • Global Entry / TSA PreCheck application fee credit — up to $100
  • High-spend benefit: after $250,000 in purchases in a calendar year, unlock a $1,200 Amex Travel flight credit + $2,400 Amex One AP monthly-fee credit the following year

The Graphite™ Business Cash Unlimited Card from American Express

from American Express
American ExpressBusiness
The Graphite™ Business Cash Unlimited Card from American Express
$295/yrAmex

WELCOME OFFER

$1,500 cash back (in the form of Reward Dollars) after spending $50,000 in the first 6 months (current standard public offer); targeted offers of $2,000 / $50,000 have also been reported — go by what the actual application page shows.as of 2026-07-10
ANNUAL FEE
$295
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — flights and prepaid hotels booked through Amex Travel
  • •2% cash back — all other eligible purchases, unlimited (no cap)
  • Up to $2,400 Amex One AP credit — after $250,000 in purchases in a calendar year, receive statement credits toward One AP (accounts payable automation platform) monthly fees the following year

The Platinum Card® from American Express

from American Express
American Express
The Platinum Card® from American Express
$895/yrAmex

WELCOME OFFER

Official page shows as high as 175,000 Membership Rewards points after spending $12,000 in the first 6 months; Amex explicitly notes the welcome offer varies by applicant (targeted/YMMV) — the actual number is only shown after you submit an application.as of 2026-07-10
ANNUAL FEE
$895
FOREIGN TX FEE
None
REWARDS
Amex Membership Rewards

EARNING RATES

  • •5x MR — flights booked directly with airlines or through American Express Travel (on up to $500,000 in purchases per calendar year)
  • •5x MR — prepaid hotels booked through American Express Travel
  • •1x MR — all other eligible purchases
  • $200/year airline fee credit — incidental fees such as checked bags with one selected qualifying airline; enrollment required
  • $600/year hotel credit — $300 semi-annually, prepaid Fine Hotels + Resorts or The Hotel Collection bookings only, minimum-night-stay requirement applies
  • $400/year Resy dining credit — $100 per quarter at U.S. Resy partner restaurants; enrollment required
  • $200/year Uber Cash — $15 per month Jan-Nov plus $35 in December, automatically added for U.S. Uber rides and Uber Eats orders, no enrollment required
  • Up to $120/year Uber One membership credit — statement credits applied monthly, automatic
  • $300/year digital entertainment credit — $25 per month; covers Disney+, ESPN+, Hulu, The New York Times, Peacock and more; enrollment required
  • $300/year lululemon credit — $75 per quarter at U.S. lululemon stores and lululemon.com; enrollment required
  • About $155/year Walmart+ membership credit — covers the full monthly membership fee ($12.95/month)
  • $219/year CLEAR Plus credit — auto-renewing membership; enrollment required (CLEAR price rose to $219 effective July 1, 2026; previously $209)
  • $200/year Oura Ring credit — enrollment required
  • $300/year Equinox credit — Equinox and Equinox+ membership fees; enrollment required
  • Global Entry ($120) or TSA PreCheck (up to $85) application fee credit — once every 4 years
  • Note: the $100/year Saks Fifth Avenue credit was eliminated for new Card Members as of 2026-03-26 and is no longer listed here