Barclays US — 26 cards

• 0% intro APR on balance transfers for the first 15 billing cycles (for balance transfers made within 45 days of account opening)

• 0% intro APR on balance transfers for the first 15 billing cycles (for balance transfers made within 45 days of account opening)

• $0 Fraud Liability protection

A bookstore co-branded card. In June 2026 Barclays and Barnes & Noble announced a renewed long-term exclusive partnership (low risk of the card being discontinued); 5% back at bookstores is meaningful for heavy B&N book buyers, but the card is mediocre everywhere else.

• Zone 1 priority boarding for the primary cardmember and companions on the same reservation
• Complimentary inflight WiFi on Breeze's Airbus fleet
• 7,500 anniversary BreezePoints after spending $10,000 on purchases each year and paying the annual fee
• No limit on BreezePoints earned, and points never expire

A no-annual-fee cruise co-branded card, well suited to frequent Carnival cruisers earning onboard credit. The official FAQ confirms that in September 2026 this card will convert to the 'Carnival Rewards Mastercard' and join the new Carnival Rewards program (3x on Carnival from the card plus 3x from the program for up to 6x combined, 2x at restaurants and grocery stores, 1 Status Qualifying Star per $1 spent, and 2,500 points for $2,000 in spend each anniversary year); existing Fun Points will convert automatically at that time — check the official site then for final details.

• Up to $120 — Global Entry or TSA PreCheck application fee statement credit (once every 5 years)

• Emirates Skywards Silver tier status for 12 months from account opening (retain by spending $20,000 in Net Purchases annually)
• Access to the Emirates Business Class Lounge in Dubai (primary cardmember only)
• 25% bonus Miles on Emirates flight purchases
• Complimentary Economy Class seat selection, plus priority check-in and boarding

• $100 — flight voucher on your account anniversary (requires $2,500 spend that year)

• 0% promotional APR for 9 billing cycles — on eligible GM purchases made within 30 days of account opening; eligible GM purchases after 30 days receive a 0% promotional APR for 6 billing cycles

• 0% introductory APR for 9 months — on an eligible GM purchase of $499 or more made within 30 days of account opening

Co-branded card for Holland America Line, part of the Carnival group, built on the same framework as the Carnival card: no annual fee, no foreign transaction fees, and points redeemed mainly as onboard spending credit. Only worthwhile for HAL regulars.

• Free first checked bag
• Priority Group boarding
• 10% of your points back when you redeem for award flights
• 5,000 bonus points each year after your account anniversary

• 0% intro APR on balance transfers for the first 12 billing cycles (for balance transfers made within 45 days of account opening)

• $100 annual statement credit — after purchasing a JetBlue Vacations package of $100 or more (once per year)
• 5,000 bonus points — each year after your account anniversary

• Up to $300/year — in statement credits for eligible TrueBlue Travel purchases (hotels, car rentals, cruises, etc.)

• 2 complimentary Lufthansa Business Lounge vouchers annually
• Annual Economy Class Companion Ticket (companion pays only taxes and fees)
• Annual fee waived for Senators and HON Circle members

• Automatic Priceline VIP Gold membership (up to 50% off hotels, up to 20% off rental cars, best price guarantee)

• 0% intro APR on balance transfers for the first 15 billing cycles (for balance transfers made within 45 days of account opening)

• $250 Vacation Credit after spending $10,000 in a year
• 5% Rewards back every time you redeem, as a bonus toward your next redemption

The current flagship of the Sallie Mae/Upromise line of education-savings co-branded cards — a fit for families saving for a child's college fund who want everyday spending to flow automatically into a 529 account balance; the earn rate is competitive even without linking a 529 plan.

• $65 — annual statement credit for wholesale club membership purchases
• $50 — statement credit for accounting software purchases

• Automatic Wyndham Rewards Gold member level
• 10% discount on go free award redemptions
• 15% discount when you purchase points
• No foreign transaction fees

• $25 statement credit every 6 months for meal delivery services (up to $50 per year)

• $100 — annual statement credit when spending $100+ in a single purchase at select Wyndham brands
• Up to $10/month — statement credits for meal delivery services
• $100/year — statement credits for eligible streaming services
• $65 — annual statement credit for wholesale club membership purchases (Costco, Sam's Club, etc.)
• Up to $120 every 4 years — Global Entry or TSA PreCheck application fee credit

Xbox's first co-branded card, beta-tested in September 2023 and opened to the entire U.S. in April 2024. Points can only be redeemed within the Microsoft Store/Xbox ecosystem (digital games, console/controller hardware, the first Game Pass subscription period, etc., issued as statement credits) — a fit for Xbox/PC Game Pass gamers. Charges a 3% foreign transaction fee, so not a card to use abroad.