Bank of America — 13 cards
Atmos™ Rewards Ascent Visa Signature® Credit Card（原 Alaska Airlines Visa Signature® Credit Card）
from Bank of AmericaBank of America
Atmos™ Rewards Ascent Visa Signature® Credit Card（原 Alaska Airlines Visa Signature® Credit Card）$95/yrVisa
WELCOME OFFER
Offers differ by channel: the standard official product page shows 50,000 bonus points plus a Buy One Get One companion ticket offer after spending $2,000 or more in the first 90 days, while uscreditcardguide.com and doctorofcredit.com show a better current public offer of 85,000 miles plus a companion fare in the first year after spending $4,500 in the first 120 days. The two appear to come from different application entry points (standard page vs. promotional links); go by what the application page shows — the 85,000-mile offer is more likely the current best public offer.
as of 2026-07-10
- ANNUAL FEE
- $95
- FOREIGN TX FEE
- None
- REWARDS
- Atmos Rewards points (formerly Alaska Airlines miles; renamed in the 2025–2026 merger of the Alaska Airlines and Hawaiian Airlines loyalty programs)
EARNING RATES
- •3x points — eligible Alaska Airlines and Hawaiian Airlines purchases
- •2x points — eligible gas, EV charging station, cable, streaming services and local transit purchases (including rideshare)
- •1x points — all other purchases
- •+10% flat relationship bonus — with any eligible Bank of America account, independent of BofA Rewards balance tier (not part of the tiered boost in program_notes above)
- Each account anniversary — $99 Companion Fare (unlocked after spending $6,000 or more in the prior anniversary year; plus taxes and fees from $23)
- 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
Atmos™ Rewards Summit Visa Infinite® Card（新卡，2025年推出，非用户原始清单要求，因属同一联名家族补充收录）
from Bank of AmericaBank of America
Atmos™ Rewards Summit Visa Infinite® Card（新卡，2025年推出，非用户原始清单要求，因属同一联名家族补充收录）$395/yrVisa
WELCOME OFFER
Current official offer: 100,000 bonus points + a 25,000-point Global Companion Award after spending $6,500 or more in the first 90 days, plus a 50% flight discount code just for opening the account. Note the official page states a $6,500 spend requirement while USCCG's 2026-04 record shows $6,000 (likely a version/channel difference; go by the application page). The bonus amount fluctuates a lot: doctorofcredit.com recorded a drop to 80,000 in November 2025 before it returned to 100,000.
as of 2026-07-10
- ANNUAL FEE
- $395
- FOREIGN TX FEE
- None
- REWARDS
- Atmos Rewards points
EARNING RATES
- •3x points — eligible Alaska Airlines and Hawaiian Airlines purchases
- •3x points — dining
- •3x points — foreign purchases
- •1x points — all other purchases
- •+10% flat relationship bonus — with any eligible Bank of America account (same mechanism as the personal Ascent card; not part of the tiered BofA Rewards boost)
- Each account anniversary — 25,000-point Global Companion Award (no spend requirement, granted automatically)
- Spend $60,000 in a year — an additional 100,000-point Global Companion Award
- 8 Alaska Lounge passes per year (2 per quarter) + 8 inflight Wi-Fi passes
- Free checked bag + preferred boarding for the cardholder and up to 6 guests on the same reservation
- Up to $120 Airport Security Statement Credit every 4 years for Global Entry / TSA PreCheck application fees
- Waived fees for same-day confirmed flight changes (a savings of up to about $75 per change) and waived partner award booking fees
- $50 Instant Travel Delay Credit (flight cancellations or departure delays of 2 hours or more)
- Status points: earn 1 status point for every $2 spent (no cap, per TPG) + 10,000 status points on each account anniversary (confirmed on the official page)
Atmos™ Rewards Visa Signature® Business Card（原 Alaska Airlines Visa Business credit card）
from Bank of AmericaBank of AmericaBusiness
Atmos™ Rewards Visa Signature® Business Card（原 Alaska Airlines Visa Business credit card）Visa
WELCOME OFFER
70,000 bonus points + a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 daysas of 2026-07-10
- ANNUAL FEE
- $70 for the company + $25 per additional employee card
- FOREIGN TX FEE
- None
- REWARDS
- Atmos Rewards points
EARNING RATES
- •3x points — eligible Alaska Airlines and Hawaiian Airlines purchases
- •2x points — eligible gas, EV charging station, shipping and local transit purchases (including rideshare)
- •1x points — all other purchases
- •+10% flat relationship bonus — with any eligible Bank of America small business account, independent of BofA Rewards balance tier
- Each account anniversary — $99 Companion Fare (unlocked after spending $6,000 or more in the prior anniversary year)
- 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases
Bank of America® Customized Cash Rewards credit card
from Bank of AmericaBank of America
Bank of America® Customized Cash Rewards credit cardNo annual feeVisa
WELCOME OFFER
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 daysas of 2026-07-10
- ANNUAL FEE
- $0
- FOREIGN TX FEE
- 3%
- REWARDS
- Cash rewards
EARNING RATES
- •6% (first year) / 3% (thereafter) — in the category of your choice (one of six: gas and EV charging stations, online shopping, dining, travel, drug stores and pharmacies, or home improvement and furnishings)
- 2%at grocery stores and wholesale clubs (combined with the choice category: the higher rates apply to the first $2,500 in combined purchases each quarter, then 1%)
- 1%all other purchases
- $0 Liability Guarantee
- Visa Signature network benefits (tier not stated on the official product page; third-party reviews such as TPG/Bankrate consistently list it as Visa Signature, verified 2026-07-10)
Bank of America® Premium Rewards® credit card
from Bank of AmericaBank of America
Bank of America® Premium Rewards® credit card$95/yrVisa
WELCOME OFFER
60,000 online bonus points (a $600 value) after you make at least $4,000 in purchases in the first 90 days of account openingas of 2026-07-10
- ANNUAL FEE
- $95
- FOREIGN TX FEE
- None
- REWARDS
- Bank of America points (don't expire as long as the account remains open; redeemable at $0.01/point as statement credits toward travel and dining purchases)
EARNING RATES
- •2x points — travel
- •2x points — dining
- •1.5x points — all other purchases
- Up to $100/year — Airline Incidental Statement Credits (qualifying purchases such as seat upgrades, baggage fees, and airline lounge day passes)
- Up to $100 every 4 years — Global Entry / TSA PreCheck application fee
Bank of America® Premium Rewards® Elite credit card
from Bank of AmericaBank of America
Bank of America® Premium Rewards® Elite credit card$550/yrVisa
WELCOME OFFER
75,000 online bonus points (a $750 value) after you make at least $5,000 in purchases in the first 90 daysas of 2026-07-10
- ANNUAL FEE
- $550
- FOREIGN TX FEE
- None
- REWARDS
- Bank of America points
EARNING RATES
- •2x points — travel
- •2x points — dining
- •1.5x points — all other purchases
- Up to $300/year — Airline Incidental Statement Credits
- Up to $150/year — lifestyle conveniences credits (video streaming services, food delivery, fitness subscriptions, rideshare services, etc.)
- Up to $120 every 4 years — Global Entry / TSA PreCheck application fee
Bank of America® Travel Rewards credit card
from Bank of AmericaBank of America
Bank of America® Travel Rewards credit cardNo annual feeVisa
WELCOME OFFER
25,000 online bonus points (a $250 value) after you make at least $1,000 in purchases in the first 90 days of account openingas of 2026-07-10
- ANNUAL FEE
- $0
- FOREIGN TX FEE
- None
- REWARDS
- Bank of America points
EARNING RATES
- •1.5x points — all purchases, unlimited
- •3x points (1.5 base + 1.5 bonus) — travel booked through the Bank of America Travel Center (excluding insurance purchases)
- Points redeem 1:1 as statement credits toward any travel or dining purchase (flights, hotels, rental cars, cruises, restaurants, baggage fees), with no blackout dates
- 0% Intro APR for the first 15 billing cycles (purchases + balance transfers)
Bank of America® Unlimited Cash Rewards credit card
from Bank of AmericaBank of America
Bank of America® Unlimited Cash Rewards credit cardNo annual feeVisa
WELCOME OFFER
Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 daysas of 2026-07-10
- ANNUAL FEE
- $0
- FOREIGN TX FEE
- 3%
- REWARDS
- Cash rewards
EARNING RATES
- •2% (first year) / 1.5% (thereafter) — on all purchases, unlimited, no categories to track
- 0% Intro APR for the first 15 billing cycles (purchases + balance transfers)
- Visa Signature Concierge service
- $0 Liability Guarantee
Business Advantage Customized Cash Rewards Mastercard® credit card
from Bank of AmericaBank of AmericaBusiness
Business Advantage Customized Cash Rewards Mastercard® credit cardNo annual feeMastercard
WELCOME OFFER
Online $500 cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of account openingas of 2026-07-10
- ANNUAL FEE
- $0
- FOREIGN TX FEE
- 3%
- REWARDS
- Cash rewards
EARNING RATES
- 3%in the category of your choice (one of six: gas stations and EV charging stations, office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services)
- 2%dining
- 1%all other purchases (after $50,000 in combined choice category + dining purchases in a calendar year, everything drops to 1%)
- Employee cards at no additional cost
- QuickBooks integration
- Travel accident insurance up to $100,000 (the earlier $1,000,000 vs $100,000 source conflict is resolved: $1,000,000 is the Business Advantage Travel Rewards card's coverage, this card is $100,000; per hellosafe/wallethub benefit breakdowns, verified 2026-07-10)
- Auto rental collision damage waiver
- Free Dun & Bradstreet business credit scores (via Business Advantage 360)
- Zero liability protection, purchase security / extended warranty coverage
Business Advantage Travel Rewards World Mastercard® credit card
from Bank of AmericaBank of AmericaBusiness
Business Advantage Travel Rewards World Mastercard® credit cardNo annual feeMastercard
WELCOME OFFER
50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening (roughly $500 in statement-credit value toward travel or dining purchases)as of 2026-07-10
- ANNUAL FEE
- $0
- FOREIGN TX FEE
- None
- REWARDS
- Bank of America points
EARNING RATES
- •3x points — travel booked through the Bank of America Travel Center
- •1.5x points — all other purchases
- Employee cards at no additional cost
- Travel accident insurance up to $1,000,000 (common carrier: flights/trains/cruise ships; the only one of the three business cards with $1,000,000 coverage, per hellosafe/wallethub, verified 2026-07-10)
- Auto rental collision damage waiver, emergency assistance services
- Free Dun & Bradstreet business credit scores
- Purchase security, zero liability protection, Balance Connect overdraft protection
Business Advantage Unlimited Cash Rewards Mastercard® credit card
from Bank of AmericaBank of AmericaBusiness
Business Advantage Unlimited Cash Rewards Mastercard® credit cardNo annual feeMastercard
WELCOME OFFER
Online $500 cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of account openingas of 2026-07-10
- ANNUAL FEE
- $0
- FOREIGN TX FEE
- 3%
- REWARDS
- Cash rewards
EARNING RATES
- 1.5%all purchases, no cap
- Employee cards at no additional cost
- QuickBooks integration
- Travel accident insurance up to $100,000 (coverage-amount conflict resolved, see the remark on the Business Advantage Customized Cash Rewards card, verified 2026-07-10)
- Auto rental collision damage waiver, free Dun & Bradstreet business credit scores, zero liability protection
Royal ONE Plus™ Visa Signature® Credit Card（Royal Caribbean 联名，2026-03-31 新发）
from Bank of AmericaBank of America
Royal ONE Plus™ Visa Signature® Credit Card（Royal Caribbean 联名，2026-03-31 新发）$99/yrVisa
WELCOME OFFER
Limited-time online offer: 70,000 bonus points (redeemable for $700 in onboard credit or cruise discounts) after spending $3,000 on purchases within the first 90 daysas of 2026-07-10
- ANNUAL FEE
- $99
- FOREIGN TX FEE
- None
- REWARDS
- Royal ONE Rewards points (same as Royal ONE)
EARNING RATES
- •4x points — eligible Royal Caribbean / Celebrity Cruises / Silversea purchases
- •2x points — eligible airline, hotel, dining, grocery, gas and EV charging station purchases
- •1x points — all other purchases
- Spend $20,000 in a membership year — $200 anniversary cruise discount
- Up to $120 every 4 years — Global Entry / TSA PreCheck application fee
Royal ONE™ Visa Signature® Credit Card（Royal Caribbean 联名，2026-03-31 新发）
from Bank of AmericaBank of America
Royal ONE™ Visa Signature® Credit Card（Royal Caribbean 联名，2026-03-31 新发）No annual feeVisa
WELCOME OFFER
Limited-time online offer: 45,000 bonus points (redeemable for $450 in onboard credit or cruise discounts) after spending $2,000 on purchases within the first 90 daysas of 2026-07-10
- ANNUAL FEE
- $0
- FOREIGN TX FEE
- None
- REWARDS
- Royal ONE Rewards points (roughly $0.01/point; redeemable for onboard credit or cruise discounts with Royal Caribbean / Celebrity Cruises / Silversea)
EARNING RATES
- •3x points — eligible Royal Caribbean / Celebrity Cruises / Silversea purchases
- •2x points — eligible grocery, gas and EV charging station purchases
- •1x points — all other purchases
- Spend $10,000 in a membership year — $100 anniversary cruise discount