Citi — 13 cards

American Airlines AAdvantage® MileUp® Card

from Citi
Citi
American Airlines AAdvantage® MileUp® Card
No annual feeMastercard

WELCOME OFFER

Earn 15,000 AAdvantage bonus miles after $500 in purchases within the first 3 months.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
American Airlines AAdvantage miles

EARNING RATES

  • 2xgrocery stores
  • 2xeligible American Airlines purchases
  • 1xall other purchases
  • 25% savings on inflight food and beverage purchases on American Airlines flights
  • No authorized user fee

Citi Double Cash Card

from Citi
Citi
Citi Double Cash Card
No annual feeMastercard

WELCOME OFFER

Earn $200 cash back (fulfilled as 20,000 ThankYou Points) after spending $1,500 in the first 6 months. Cross-confirmed by UpgradedPoints and multiple July 2026 sources; Citi's page renders the number dynamically and can't be scraped directly — go by what the page actually shows when applying.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back (convertible to Citi ThankYou Points when paired with a Strata/Strata Premier/Strata Elite account)

EARNING RATES

  • 2%all purchases (1% when you buy + 1% as you pay)
  • •5% (an additional 3%) — hotels, car rentals, and attractions booked through the Citi Travel portal
  • Citi Entertainment special access to purchase presale event tickets
  • Citi Flex Pay installment payments
  • Free FICO score access
  • 0% intro APR on balance transfers for 18 months

Citi Simplicity® Credit Card

from Citi
Citi
Citi Simplicity® Credit Card
No annual feeMastercard

WELCOME OFFER

No welcome offer; the core pitch is a 0% intro APR: 18 months on balance transfers (confirmed by multiple sources July 2026; intro balance transfer fee 3% within the first 4 months, then 5%), while the purchase intro period varies slightly across sources — go by what citi.com actually displays; no late fees / no penalty rate.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
none (no rewards)

EARNING RATES

  • N/A
  • No late fees
  • No penalty rate (penalty APR)

Citi Strata Card

from Citi
Citi
Citi Strata Card
No annual feeMastercard

WELCOME OFFER

Earn 20,000 ThankYou Points after spending $1,000 in the first 3 months (recent best offer was 30k; it has since fallen back to 20k).as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Citi ThankYou

EARNING RATES

  • 5xhotels, car rentals, and attractions booked on cititravel.com
  • 3xsupermarkets
  • 3xselect transit and gas & EV charging stations
  • 3xself-select category (choose one of: fitness clubs, select streaming services, live entertainment, cosmetic stores/barber shops/hair salons, or pet supply stores)
  • 2xrestaurants
  • 1xall other purchases
  • No annual fee
  • No authorized user fee

Citi Strata Elite Card

from Citi
Citi
Citi Strata Elite Card
$595/yrMastercard

WELCOME OFFER

Earn 75,000 ThankYou Points after spending $6,000 in the first 3 months. Citigold relationship clients ($200k+ in assets) get a $145 annual fee discount, bringing the effective annual fee down to $450.as of 2026-07-10
ANNUAL FEE
$595
FOREIGN TX FEE
None
REWARDS
Citi ThankYou

EARNING RATES

  • 12xhotels, car rentals, and attractions booked on cititravel.com
  • 6xair travel booked on cititravel.com
  • 6xrestaurants on Citi Nights purchases (Friday and Saturday, 6 PM - 6 AM ET)
  • 3xrestaurants any other time
  • 1.5xall other purchases
  • Up to $300 annually off a hotel stay of 2 nights or more booked through cititravel.com
  • Up to $200 annual Splurge Credit (choice of up to 2 of the following brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, Live Nation)
  • $100 Blacklane airport transfer credit every 6 months (up to $200 per year)
  • Up to $120 Global Entry / TSA PreCheck application fee credit every 4 years

Citi Strata Premier Card

from Citi
Citi
Citi Strata Premier Card
$95/yrMastercard

WELCOME OFFER

Earn 60,000 ThankYou Points after spending $4,000 in the first 3 months; an extra $100 cash back is available via the Rakuten channel (channel-specific, not a benefit of the card itself).as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Citi ThankYou

EARNING RATES

  • 10xhotels, car rentals, and attractions booked on cititravel.com
  • 3xair travel and other hotel purchases, restaurants, supermarkets, gas and EV charging stations
  • 1xall other purchases
  • $100 off a single hotel stay of $500 or more once per calendar year (booked through cititravel.com/thankyou.com)

Citi® / AAdvantage Business™ World Elite Mastercard®

from Citi
CitiBusiness
Citi® / AAdvantage Business™ World Elite Mastercard®
$99/yrMastercard

WELCOME OFFER

Earn 65,000 AAdvantage bonus miles after $4,000 in purchases within the first 4 months, with a $0 intro annual fee for the first year (verified on the official creditcards.aa.com page 2026-07-10; the prior limited-time 75k / $5,000 / 5-month promotion has expired and is offline).as of 2026-07-10
ANNUAL FEE
$99
FOREIGN TX FEE
None
REWARDS
American Airlines AAdvantage miles

EARNING RATES

  • 2xeligible American Airlines purchases
  • 2xgas stations and car rental merchants
  • 2xtelecommunications merchants and cable and satellite providers
  • 1xall other purchases
  • •Plus 1 Loyalty Point for every $1 spent (counts toward AAdvantage elite status)
  • First checked bag free on domestic American Airlines itineraries (you + up to 4 travel companions)
  • Preferred boarding on American Airlines flights
  • 25% savings on inflight food and beverage purchases
  • American Airlines Companion Certificate after spending $30,000 or more in purchases each cardmembership year

Citi® / AAdvantage® Executive World Elite Mastercard®

from Citi
Citi
Citi® / AAdvantage® Executive World Elite Mastercard®
$595/yrMastercard

WELCOME OFFER

Limited-time promotion: earn 100,000 AAdvantage bonus miles after $10,000 in purchases within the first 3 months (uscreditcardguide May 2026 update confirms the 100k is back and still live; historically 100k has appeared only a few times — outside promotions the offer runs 50k-80k).as of 2026-07-10
ANNUAL FEE
$595
FOREIGN TX FEE
None
REWARDS
American Airlines AAdvantage miles

EARNING RATES

  • 10xeligible hotels booked through aadvantagehotels.com and eligible car rentals booked through aadvantagecars.com
  • 4xeligible American Airlines purchases (rises to 5x for the remainder of the year after $150,000 in AA purchases that year)
  • 1xall other purchases
  • Up to $120 Global Entry / TSA PreCheck application fee credit every 4 years
  • Up to $120 in Avis/Budget car rental statement credits per calendar year (new benefit, 2026)
  • Up to $120 in Grubhub credits per year, up to $10 per monthly billing statement (new benefit, 2026)
  • Up to $120 in Lyft credits per year, $10 after 3 eligible rides in a calendar month (new benefit, 2026)

Citi® / AAdvantage® Globe™ Mastercard®

from Citi
Citi
Citi® / AAdvantage® Globe™ Mastercard®
$350/yrMastercard

WELCOME OFFER

Limited-time promotion: earn 90,000 AAdvantage bonus miles after $5,000 in purchases within the first 4 months (the 90k offer briefly expired in March 2026 and fell back to 60k, then returned in May 2026 — uscreditcardguide's 2026-05-13 update confirms it as the current headline offer; the standard evergreen offer is 60,000 miles / $4,000 / 3 months).as of 2026-07-10
ANNUAL FEE
$350
FOREIGN TX FEE
None
REWARDS
American Airlines AAdvantage miles

EARNING RATES

  • 6xeligible AAdvantage Hotels bookings
  • 3xeligible American Airlines purchases
  • 2xrestaurants (including takeout and delivery)
  • 2xeligible Rides and Rails purchases (taxis, rideshares, and public transit)
  • 1xall other purchases
  • Up to $240 in Turo statement credits annually (up to $30 per eligible trip, up to 8 trips per year)
  • Up to $100 in brand statement credits annually (choice of up to 2 of: 1stDibs, AAdvantage Hotels, Future Personal Training, Live Nation)
  • Up to $100 in statement credits annually on inflight food and beverage purchases on American Airlines flights
  • Up to $120 Global Entry / TSA PreCheck application fee credit every 4 years

Citi® / AAdvantage® Platinum Select® World Elite Mastercard®

from Citi
Citi
Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
$99/yrMastercard

WELCOME OFFER

Current promotion: earn 80,000 AAdvantage bonus miles after $3,500 in purchases within the first 4 months (the standard evergreen offer is 60,000 miles); $0 intro annual fee for the first year, then $99.as of 2026-07-10
ANNUAL FEE
$99
FOREIGN TX FEE
None
REWARDS
American Airlines AAdvantage miles

EARNING RATES

  • 2xrestaurants
  • 2xgas stations
  • 2xeligible American Airlines purchases
  • 1xall other purchases
  • First checked bag free on domestic American Airlines itineraries (you + up to 4 companions on the same reservation)
  • Preferred boarding on American Airlines flights
  • 25% savings on inflight food and beverage purchases on American Airlines flights
  • $125 American Airlines Flight Discount after spending $20,000 or more in purchases during your cardmembership year

Citi® Diamond Preferred® Credit Card

from Citi
Citi
Citi® Diamond Preferred® Credit Card
No annual feeMastercard

WELCOME OFFER

No welcome offer; the core pitch is a 0% intro APR: 21 months on balance transfers (confirmed by multiple sources July 2026; intro balance transfer fee 3% within the first 4 months, then 5%) + 12 months on new purchases.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
none (no rewards)

EARNING RATES

  • N/A
  • One of the longest 0% balance transfer intro periods in the industry (21 months)

Costco Anywhere Visa® Business Card by Citi

from Citi
CitiBusiness
Costco Anywhere Visa® Business Card by Citi
No annual feeVisa

WELCOME OFFER

No welcome offer; an active paid Costco membership is required to apply (including Costco Business membership).as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5%gas at Costco
  • 4%other eligible gas and EV charging (on the first $7,000 in combined purchases per year, then 1%)
  • 3%restaurants and eligible travel purchases
  • 2%all other purchases from Costco and Costco.com
  • 1%all other purchases
  • Same cash back mechanics as the personal card — issued as an annual reward certificate
  • No foreign transaction fees
  • No authorized user fee

Costco Anywhere Visa® Card by Citi

from Citi
Citi
Costco Anywhere Visa® Card by Citi
No annual feeVisa

WELCOME OFFER

No welcome offer; an active paid Costco membership is required to apply.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5%gas at Costco
  • 4%other eligible gas and EV charging (on the first $7,000 in combined purchases per year, then 1%)
  • 3%restaurants and eligible travel purchases (including Costco Travel)
  • 2%all other purchases from Costco and Costco.com
  • 1%all other purchases
  • Cash back is issued as an annual credit card reward certificate once your February billing statement closes, redeemable for cash or merchandise at U.S. Costco warehouses; rewards over $300 can optionally be deposited directly into a Citi account
  • Worldwide car rental insurance
  • Damage & theft purchase protection (120 days)
  • No foreign transaction fees
  • No authorized user fee
  • Card doubles as your Costco membership ID