Wells Fargo — 8 cards

One Key+™ Card

from Wells Fargo
Wells Fargo
One Key+™ Card
$99/yrMastercard

WELCOME OFFER

Earn $350 in OneKeyCash after you spend $3,000 on purchases in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$99
FOREIGN TX FEE
None
REWARDS
OneKeyCash (redeemable only toward Expedia/Hotels.com/Vrbo bookings, not for cash)

EARNING RATES

  • 3%Expedia, Hotels.com, Vrbo, plus gas stations, grocery stores, dining/food delivery
  • 2%all other purchases
  • $100 in OneKeyCash at each cardholder anniversary (roughly covers the annual fee)
  • Up to $120 Global Entry/TSA PreCheck application fee credit (once every 4 years)

One Key™ Card

from Wells Fargo
Wells Fargo
One Key™ Card
No annual feeMastercard

WELCOME OFFER

Earn $250 in OneKeyCash after you spend $1,000 on purchases in the first 3 months; offer fluctuates a lot — has been as high as $400 (ended December 2025)as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
OneKeyCash (redeemable only toward Expedia/Hotels.com/Vrbo bookings, not for cash)

EARNING RATES

  • 3%Expedia, Hotels.com, Vrbo, plus gas stations, grocery stores, dining/food delivery
  • 1.5%all other purchases
  • One Key Silver membership tier
  • Primary auto rental collision damage waiver (CDW)
  • Cell phone protection up to $1,000 per claim ($25 deductible)
  • Trip cancellation insurance (up to $5,000), travel accident insurance
  • No foreign transaction fees

Wells Fargo Active Cash® Card

from Wells Fargo
Wells Fargo
Wells Fargo Active Cash® Card
No annual feeVisa

WELCOME OFFER

Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Cash rewards (no points program, straight cash back)

EARNING RATES

  • 2%unlimited cash rewards on purchases, no categories to track, no caps
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers
  • Cell phone protection: pay your monthly cell phone bill with the card and get up to $600 per claim against damage or theft ($25 deductible, maximum of two paid claims per 12-month period)
  • Visa Signature Concierge service, auto rental collision damage waiver, and other standard Visa Signature benefits
  • My Wells Fargo Deals personalized merchant offers

Wells Fargo Autograph Journey℠ Card

from Wells Fargo
Wells Fargo
Wells Fargo Autograph Journey℠ Card
$95/yrVisa

WELCOME OFFER

Earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months (a $600 cash redemption value); Wells Fargo Premier clients may see a targeted 100,000-point offer (mostly on the Premier Autograph)as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Wells Fargo Rewards points (transferable to airline/hotel partners)

EARNING RATES

  • 5xhotels
  • 4xairlines
  • 3xother travel and restaurants
  • 1xall other purchases
  • $50 annual statement credit with your first airline purchase of at least $50 each year (airline-related purchases such as checked bag fees qualify)

Wells Fargo Autograph℠ Card

from Wells Fargo
Wells Fargo
Wells Fargo Autograph℠ Card
No annual feeVisa

WELCOME OFFER

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months (a $200 cash redemption value); occasionally higher targeted offers appearas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Wells Fargo Rewards points (transferable to airline/hotel partners)

EARNING RATES

  • 3xrestaurants, travel (airfare/hotels/car rentals, etc.), gas stations, transit, popular streaming services, phone plans
  • 1xall other purchases
  • 0% intro APR for 12 months from account opening on purchases
  • Cell phone protection: pay your monthly cell phone bill with the card and get up to $600 per claim against damage or theft ($25 deductible, maximum of two claims per 12-month period)
  • Points transfer 1:1 to multiple airline and hotel loyalty programs
  • No foreign transaction fees

Wells Fargo Premier Autograph Card（Visa Infinite）

from Wells Fargo
Wells Fargo
Wells Fargo Premier Autograph Card（Visa Infinite）
$95/yrVisa

WELCOME OFFER

Earn 100,000 bonus points after spending $4,000 in purchases in the first 3 months (a $1,000 cash redemption value); invitation-only targeted offer, no public application linkas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Wells Fargo Rewards points (transferable to airline/hotel partners)

EARNING RATES

  • 5xhotels
  • 4xairlines
  • 3xother travel and restaurants
  • 1xall other purchases
  • $50 annual airline statement credit
  • Up to $120 Global Entry application fee credit

Wells Fargo Reflect® Card

from Wells Fargo
Wells Fargo
Wells Fargo Reflect® Card
No annual feeVisa

WELCOME OFFER

No welcome bonus; the core feature is 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers, 17.49%–28.24% variable APR thereafteras of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
None (no cash back, no points — a pure 0% intro APR card)

EARNING RATES

  • N/A
  • Cell phone protection: pay your monthly cell phone bill with the card and get up to $600 per claim against damage or theft ($25 deductible, maximum of two claims per 12-month period)
  • My Wells Fargo Deals personalized merchant offers (cash back earned as an account credit)
  • Roadside Dispatch roadside assistance, Zero Liability protection against unauthorized transactions

Wells Fargo Signify Business Cash℠ Card

from Wells Fargo
Wells FargoBusiness
Wells Fargo Signify Business Cash℠ Card
No annual feeMastercard

WELCOME OFFER

Earn a $500 cash rewards bonus when you spend $5,000 in purchases in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Cash rewards (cash back)

EARNING RATES

  • 2%unlimited cash rewards on all business purchases, no category restrictions, no caps
  • 0% intro APR for 12 months from account opening on purchases (16.74%–24.74% variable APR thereafter)
  • Complimentary Priority Pass airport lounge membership (membership fee waived, lounge visits are pay-as-you-go)
  • World Elite Mastercard merchant offers