Discover — 11 cards

Quicksilver Rewards

from Capital One
Capital One
Quicksilver Rewards
No annual feeDiscover

WELCOME OFFER

$200 cash bonus after spending $500 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — hotels, vacation rentals & rental cars booked via Capital One Travel
  • •1.5% cash back — all other purchases
  • Cash back does not expire

QuicksilverOne Rewards

from Capital One
Capital One
QuicksilverOne Rewards
$39/yrDiscover

WELCOME OFFER

No welcome bonus currently advertised (as of 2026-07-10)as of 2026-07-10
ANNUAL FEE
$39
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — hotels, vacation rentals & rental cars booked via Capital One Travel
  • •1.5% cash back — all other purchases

The Quicksilver version for people with Fair/average credit: a $39 annual fee that can't be waived, no welcome offer, and the same earning rate as the no-annual-fee Quicksilver. Its main purpose is building/repairing credit — once your score is high enough, product change to the no-annual-fee Quicksilver as soon as possible. New accounts are issued on the Discover network (previously Mastercard) as of February 1, 2026.

Savor Rewards

from Capital One
Capital One
Savor Rewards
No annual feeDiscover

WELCOME OFFER

$250 cash bonus after spending $500 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — hotels, vacation rentals & rental cars booked via Capital One Travel
  • •3% cash back — dining
  • •3% cash back — grocery stores (excludes superstores like Walmart/Target)
  • •3% cash back — entertainment
  • •3% cash back — popular streaming services
  • •1% cash back — all other purchases
  • Cash back does not expire for the life of the account
  • Cash back can be converted to Capital One miles if you also hold a miles-earning C1 card

SavorOne Rewards

from Capital One
Capital One
SavorOne Rewards
$39/yrDiscover

WELCOME OFFER

No welcome bonus currently advertised (as of 2026-07-10)as of 2026-07-10
ANNUAL FEE
$39
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •8% cash back — Capital One Entertainment purchases
  • •5% cash back — hotels, vacation rentals & rental cars booked via Capital One Travel
  • •3% cash back — dining
  • •3% cash back — grocery stores (excludes superstores like Walmart/Target)
  • •3% cash back — entertainment
  • •3% cash back — popular streaming services
  • •1% cash back — all other purchases
  • Cash back does not expire

Venture Rewards

from Capital One
Capital One
Venture Rewards
$95/yrDiscover

WELCOME OFFER

75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • •5X miles — hotels, vacation rentals & rental cars booked via Capital One Travel
  • •5X miles — Capital One Entertainment purchases
  • •2X miles — all other purchases
  • Up to $120 credit for Global Entry or TSA PreCheck
  • $50 experience credit per stay at Lifestyle Collection hotels/vacation rentals

VentureOne Rewards

from Capital One
Capital One
VentureOne Rewards
No annual feeDiscover

WELCOME OFFER

20,000 bonus miles after spending $500 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • •5X miles — hotels, vacation rentals & rental cars booked via Capital One Travel
  • •1.25X miles — all other purchases
  • No annual fee lifetime downgrade target for Venture/Venture X

Discover it® Cash Back

from Discover
Discover
Discover it® Cash Back
No annual feeDiscover

WELCOME OFFER

Cashback Match: unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically — no minimum spending, no maximum rewards (see program_notes; USCCG separately records a limited-time $200 statement credit after $500 in purchases, not shown on the official page)as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Cash back (no points program; direct cash back)

EARNING RATES

  • 5%rotating categories each quarter, must be activated manually every quarter, on up to $1,500 in purchases per quarter (Q3 2026 Jul-Sep: Gas Stations & EV Charging / Public Transit including Airfare (first time airfare appears in a 5% category) / Drugstores)
  • 1%all other purchases
  • 0% intro APR for 15 months on purchases and balance transfers
  • Free Social Security number alerts (dark web monitoring)
  • Freeze It — freeze your account in seconds in the app
  • Free FICO Score access
  • Real human customer service 24/7

Discover it® Chrome

from Discover
Discover
Discover it® Chrome
No annual feeDiscover

WELCOME OFFER

Cashback Match: unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically — no minimum spending, no maximum rewardsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Cash back (no points program; direct cash back)

EARNING RATES

  • 2%gas stations and restaurants (on up to $1,000 in combined purchases each quarter, automatically — no activation needed)
  • 1%all other purchases
  • 0% intro APR for 15 months on purchases and balance transfers, then 17.49%–26.49% variable APR
  • Free Social Security number alerts (dark web monitoring)
  • Freeze It — freeze your account in seconds in the app
  • Free FICO Score access
  • Real human customer service 24/7

Discover it® Miles

from Discover
Discover
Discover it® Miles
No annual feeDiscover

WELCOME OFFER

Miles Match: Discover automatically matches all the miles you've earned at the end of your first year — unlimited mile-for-mile match, no capas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Discover Miles (100 miles = $1)

EARNING RATES

  • •1.5x miles — on all purchases, no category restrictions, unlimited
  • 0% intro APR for 15 months on purchases and balance transfers
  • Miles can be redeemed as a statement credit for travel purchases (airfare/hotels/rideshares/car rentals/restaurants, etc.) or turned into cash (PayPal or bank transfer)
  • Miles never expire for the life of the account
  • Free Social Security number alerts (dark web monitoring), free FICO Score access

Discover it® Student Cash Back

from Discover
Discover
Discover it® Student Cash Back
No annual feeDiscover

WELCOME OFFER

Cashback Match: unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically — no minimum spending, no maximum rewardsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Cash back (no points program; direct cash back)

EARNING RATES

  • 5%rotating categories each quarter, must be activated manually every quarter, on up to $1,500 in purchases per quarter (same calendar as the non-student card; Q3 2026: Gas Stations & EV Charging / Public Transit including Airfare / Drugstores)
  • 1%all other purchases
  • 0% intro APR for 6 months on purchases
  • No credit score required to apply
  • Freeze It — freeze your account in seconds in the app
  • Free Social Security number alerts (dark web monitoring)

Discover it® Student Chrome

from Discover
Discover
Discover it® Student Chrome
No annual feeDiscover

WELCOME OFFER

Cashback Match: unlimited dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically — no minimum spending, no maximum rewardsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Cash back (no points program; direct cash back)

EARNING RATES

  • 2%gas stations and restaurants (on up to $1,000 in combined purchases each quarter, automatically — no activation needed)
  • 1%all other purchases
  • 0% intro APR for 6 months on purchases
  • No credit score required to apply
  • Freeze It — freeze your account in seconds in the app