Visa 72 cards

Breeze Easy Visa Signature Credit Card

from Barclays US
Barclays US
Breeze Easy Visa Signature Credit Card
$89/yrVisa

WELCOME OFFER

Earn 50,000 BreezePoints (a $500 value) after spending $2,000 on purchases in the first 90 days (a tiered version also exists: 30,000 points with a $1,000 threshold, plus 20,000 more after $5,000 in cumulative spend within 180 days)as of 2026-07-10
ANNUAL FEE
$89
FOREIGN TX FEE
None
REWARDS
BreezePoints

EARNING RATES

  • 10xon Nicer Bundles, Nicest Bundles and Trip Add-ons (seat selection, checked bags, inflight food and beverages, etc.)
  • 4xon Nice Bundles
  • 2xon eligible grocery store and restaurant purchases (including Breeze inflight purchases)
  • 1xon all other purchases (No Flex Fares do not earn points)
  • Zone 1 priority boarding for the primary cardmember and companions on the same reservation
  • Complimentary inflight WiFi on Breeze's Airbus fleet
  • 7,500 anniversary BreezePoints after spending $10,000 on purchases each year and paying the annual fee
  • No limit on BreezePoints earned, and points never expire

Holland America Line Rewards Visa Card

from Barclays US
Barclays US
Holland America Line Rewards Visa Card
No annual feeVisa

WELCOME OFFER

Earn 20,000 bonus points after spending $500 on purchases in the first 90 days (redeemable for $200 in onboard credit)as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Holland America Line Rewards Points

EARNING RATES

  • 2xon Holland America purchases (cruise fare, shore excursions, onboard purchases)
  • 1xon all other purchases

Co-branded card for Holland America Line, part of the Carnival group, built on the same framework as the Carnival card: no annual fee, no foreign transaction fees, and points redeemed mainly as onboard spending credit. Only worthwhile for HAL regulars.

Priceline VIP Rewards Visa Card

from Barclays US
Barclays US
Priceline VIP Rewards Visa Card
No annual feeVisa

WELCOME OFFER

Earn a $200 statement credit after your first purchase (no minimum spend required), plus 5,000 bonus points after spending $500 in the first 90 days — about $250 in combined valueas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Priceline VIP Rewards Points

EARNING RATES

  • 5xon Priceline bookings (hotels/tickets)
  • 10xon Avis and Budget car rentals
  • 2xon gas and restaurant purchases (including food delivery services)
  • 1xon all other purchases
  • Automatic Priceline VIP Gold membership (up to 50% off hotels, up to 20% off rental cars, best price guarantee)

Princess Cruises Rewards Visa Card

from Barclays US
Barclays US
Princess Cruises Rewards Visa Card
No annual feeVisa

WELCOME OFFER

Earn 20,000 bonus points after spending $500 on purchases in the first 90 daysas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Princess Rewards Points

EARNING RATES

  • 2xon Princess Cruises purchases
  • 1xon all other purchases
  • 0% intro APR on balance transfers for the first 15 billing cycles (for balance transfers made within 45 days of account opening)

Wyndham Rewards Earner Business Card

from Barclays US
Barclays USBusiness
Wyndham Rewards Earner Business Card
$149/yrVisa

WELCOME OFFER

Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days, plus 55,000 bonus points after spending $500 at Hotels by Wyndham within the first 180 days — up to 100,000 points totalas of 2026-07-10
ANNUAL FEE
$149
FOREIGN TX FEE
None
REWARDS
Wyndham Rewards

EARNING RATES

  • 8xon eligible purchases at Hotels by Wyndham (including Travel Bundles)
  • 5xon eligible gas, EV charging, marketing, advertising, office supply store and shipping purchases
  • 1xon all other purchases
  • $65 — annual statement credit for wholesale club membership purchases
  • $50 — statement credit for accounting software purchases

Wyndham Rewards Earner Card

from Barclays US
Barclays US
Wyndham Rewards Earner Card
No annual feeVisa

WELCOME OFFER

Earn 30,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 45,000 bonus points after spending $500 at Hotels by Wyndham within the first 180 days — up to 75,000 points totalas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Wyndham Rewards

EARNING RATES

  • 5xon eligible purchases at Hotels by Wyndham (including Wyndham Travel Bundles)
  • 3xon eligible Vacation Club, dining, gas and grocery store purchases (excluding Target and Walmart)
  • 1xon all other purchases
  • Automatic Wyndham Rewards Gold member level
  • 10% discount on go free award redemptions
  • 15% discount when you purchase points
  • No foreign transaction fees

Wyndham Rewards Earner Plus Card

from Barclays US
Barclays US
Wyndham Rewards Earner Plus Card
$95/yrVisa

WELCOME OFFER

Earn 45,000 bonus points after spending $1,000 on purchases in the first 90 days, plus 55,000 bonus points after spending $500 at Hotels by Wyndham within the first 180 days — up to 100,000 points total — plus Diamond member level for your first yearas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Wyndham Rewards

EARNING RATES

  • 6xon eligible purchases at Hotels by Wyndham (including Travel Bundles)
  • 4xon eligible Vacation Club, travel, dining and grocery store purchases (excluding Target and Walmart)
  • 1xon all other purchases
  • $25 statement credit every 6 months for meal delivery services (up to $50 per year)

Wyndham Rewards Earner Premier Card

from Barclays US
Barclays US
Wyndham Rewards Earner Premier Card
$395/yrVisa

WELCOME OFFER

New top-tier card introduced with the June 17, 2026 refresh: earn 90,000 bonus points after spending $6,000 on purchases and paying the annual fee in full in the first 120 days, plus 30,000 bonus points after spending $750 at Hotels by Wyndham within the first 180 days — up to 120,000 points totalas of 2026-07-10
ANNUAL FEE
$395
FOREIGN TX FEE
None
REWARDS
Wyndham Rewards

EARNING RATES

  • 8xon eligible purchases at Hotels by Wyndham (including Travel Bundles)
  • 4xon eligible Vacation Club, travel, dining and grocery store purchases (excluding Target and Walmart)
  • 1xon all other purchases
  • $100 — annual statement credit when spending $100+ in a single purchase at select Wyndham brands
  • Up to $10/month — statement credits for meal delivery services
  • $100/year — statement credits for eligible streaming services
  • $65 — annual statement credit for wholesale club membership purchases (Costco, Sam's Club, etc.)
  • Up to $120 every 4 years — Global Entry or TSA PreCheck application fee credit

Atmos™ Rewards Ascent Visa Signature® Credit Card(原 Alaska Airlines Visa Signature® Credit Card)

from Bank of America
Bank of America
Atmos™ Rewards Ascent Visa Signature® Credit Card(原 Alaska Airlines Visa Signature® Credit Card)
$95/yrVisa

WELCOME OFFER

Offers differ by channel: the standard official product page shows 50,000 bonus points plus a Buy One Get One companion ticket offer after spending $2,000 or more in the first 90 days, while uscreditcardguide.com and doctorofcredit.com show a better current public offer of 85,000 miles plus a companion fare in the first year after spending $4,500 in the first 120 days. The two appear to come from different application entry points (standard page vs. promotional links); go by what the application page shows — the 85,000-mile offer is more likely the current best public offer. as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Atmos Rewards points (formerly Alaska Airlines miles; renamed in the 2025–2026 merger of the Alaska Airlines and Hawaiian Airlines loyalty programs)

EARNING RATES

  • 3x points — eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2x points — eligible gas, EV charging station, cable, streaming services and local transit purchases (including rideshare)
  • 1x points — all other purchases
  • +10% flat relationship bonus — with any eligible Bank of America account, independent of BofA Rewards balance tier (not part of the tiered boost in program_notes above)
  • Each account anniversary — $99 Companion Fare (unlocked after spending $6,000 or more in the prior anniversary year; plus taxes and fees from $23)
  • 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases

Atmos™ Rewards Summit Visa Infinite® Card(新卡,2025年推出,非用户原始清单要求,因属同一联名家族补充收录)

from Bank of America
Bank of America
Atmos™ Rewards Summit Visa Infinite® Card(新卡,2025年推出,非用户原始清单要求,因属同一联名家族补充收录)
$395/yrVisa

WELCOME OFFER

Current official offer: 100,000 bonus points + a 25,000-point Global Companion Award after spending $6,500 or more in the first 90 days, plus a 50% flight discount code just for opening the account. Note the official page states a $6,500 spend requirement while USCCG's 2026-04 record shows $6,000 (likely a version/channel difference; go by the application page). The bonus amount fluctuates a lot: doctorofcredit.com recorded a drop to 80,000 in November 2025 before it returned to 100,000. as of 2026-07-10
ANNUAL FEE
$395
FOREIGN TX FEE
None
REWARDS
Atmos Rewards points

EARNING RATES

  • 3x points — eligible Alaska Airlines and Hawaiian Airlines purchases
  • 3x points — dining
  • 3x points — foreign purchases
  • 1x points — all other purchases
  • +10% flat relationship bonus — with any eligible Bank of America account (same mechanism as the personal Ascent card; not part of the tiered BofA Rewards boost)
  • Each account anniversary — 25,000-point Global Companion Award (no spend requirement, granted automatically)
  • Spend $60,000 in a year — an additional 100,000-point Global Companion Award
  • 8 Alaska Lounge passes per year (2 per quarter) + 8 inflight Wi-Fi passes
  • Free checked bag + preferred boarding for the cardholder and up to 6 guests on the same reservation
  • Up to $120 Airport Security Statement Credit every 4 years for Global Entry / TSA PreCheck application fees
  • Waived fees for same-day confirmed flight changes (a savings of up to about $75 per change) and waived partner award booking fees
  • $50 Instant Travel Delay Credit (flight cancellations or departure delays of 2 hours or more)
  • Status points: earn 1 status point for every $2 spent (no cap, per TPG) + 10,000 status points on each account anniversary (confirmed on the official page)

Atmos™ Rewards Visa Signature® Business Card(原 Alaska Airlines Visa Business credit card)

from Bank of America
Bank of AmericaBusiness
Atmos™ Rewards Visa Signature® Business Card(原 Alaska Airlines Visa Business credit card)
Visa

WELCOME OFFER

70,000 bonus points + a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 daysas of 2026-07-10
ANNUAL FEE
$70 for the company + $25 per additional employee card
FOREIGN TX FEE
None
REWARDS
Atmos Rewards points

EARNING RATES

  • 3x points — eligible Alaska Airlines and Hawaiian Airlines purchases
  • 2x points — eligible gas, EV charging station, shipping and local transit purchases (including rideshare)
  • 1x points — all other purchases
  • +10% flat relationship bonus — with any eligible Bank of America small business account, independent of BofA Rewards balance tier
  • Each account anniversary — $99 Companion Fare (unlocked after spending $6,000 or more in the prior anniversary year)
  • 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases

Bank of America® Customized Cash Rewards credit card

from Bank of America
Bank of America
Bank of America® Customized Cash Rewards credit card
No annual feeVisa

WELCOME OFFER

Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 daysas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Cash rewards

EARNING RATES

  • 6% (first year) / 3% (thereafter) — in the category of your choice (one of six: gas and EV charging stations, online shopping, dining, travel, drug stores and pharmacies, or home improvement and furnishings)
  • 2%at grocery stores and wholesale clubs (combined with the choice category: the higher rates apply to the first $2,500 in combined purchases each quarter, then 1%)
  • 1%all other purchases
  • $0 Liability Guarantee
  • Visa Signature network benefits (tier not stated on the official product page; third-party reviews such as TPG/Bankrate consistently list it as Visa Signature, verified 2026-07-10)

Bank of America® Premium Rewards® credit card

from Bank of America
Bank of America
Bank of America® Premium Rewards® credit card
$95/yrVisa

WELCOME OFFER

60,000 online bonus points (a $600 value) after you make at least $4,000 in purchases in the first 90 days of account openingas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Bank of America points (don't expire as long as the account remains open; redeemable at $0.01/point as statement credits toward travel and dining purchases)

EARNING RATES

  • 2x points — travel
  • 2x points — dining
  • 1.5x points — all other purchases
  • Up to $100/year — Airline Incidental Statement Credits (qualifying purchases such as seat upgrades, baggage fees, and airline lounge day passes)
  • Up to $100 every 4 years — Global Entry / TSA PreCheck application fee

Bank of America® Premium Rewards® Elite credit card

from Bank of America
Bank of America
Bank of America® Premium Rewards® Elite credit card
$550/yrVisa

WELCOME OFFER

75,000 online bonus points (a $750 value) after you make at least $5,000 in purchases in the first 90 daysas of 2026-07-10
ANNUAL FEE
$550
FOREIGN TX FEE
None
REWARDS
Bank of America points

EARNING RATES

  • 2x points — travel
  • 2x points — dining
  • 1.5x points — all other purchases
  • Up to $300/year — Airline Incidental Statement Credits
  • Up to $150/year — lifestyle conveniences credits (video streaming services, food delivery, fitness subscriptions, rideshare services, etc.)
  • Up to $120 every 4 years — Global Entry / TSA PreCheck application fee

Bank of America® Travel Rewards credit card

from Bank of America
Bank of America
Bank of America® Travel Rewards credit card
No annual feeVisa

WELCOME OFFER

25,000 online bonus points (a $250 value) after you make at least $1,000 in purchases in the first 90 days of account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Bank of America points

EARNING RATES

  • 1.5x points — all purchases, unlimited
  • 3x points (1.5 base + 1.5 bonus) — travel booked through the Bank of America Travel Center (excluding insurance purchases)
  • Points redeem 1:1 as statement credits toward any travel or dining purchase (flights, hotels, rental cars, cruises, restaurants, baggage fees), with no blackout dates
  • 0% Intro APR for the first 15 billing cycles (purchases + balance transfers)

Bank of America® Unlimited Cash Rewards credit card

from Bank of America
Bank of America
Bank of America® Unlimited Cash Rewards credit card
No annual feeVisa

WELCOME OFFER

Online $200 cash rewards bonus after making at least $1,000 in purchases in the first 90 daysas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Cash rewards

EARNING RATES

  • 2% (first year) / 1.5% (thereafter) — on all purchases, unlimited, no categories to track
  • 0% Intro APR for the first 15 billing cycles (purchases + balance transfers)
  • Visa Signature Concierge service
  • $0 Liability Guarantee

Royal ONE Plus™ Visa Signature® Credit Card(Royal Caribbean 联名,2026-03-31 新发)

from Bank of America
Bank of America
Royal ONE Plus™ Visa Signature® Credit Card(Royal Caribbean 联名,2026-03-31 新发)
$99/yrVisa

WELCOME OFFER

Limited-time online offer: 70,000 bonus points (redeemable for $700 in onboard credit or cruise discounts) after spending $3,000 on purchases within the first 90 daysas of 2026-07-10
ANNUAL FEE
$99
FOREIGN TX FEE
None
REWARDS
Royal ONE Rewards points (same as Royal ONE)

EARNING RATES

  • 4x points — eligible Royal Caribbean / Celebrity Cruises / Silversea purchases
  • 2x points — eligible airline, hotel, dining, grocery, gas and EV charging station purchases
  • 1x points — all other purchases
  • Spend $20,000 in a membership year — $200 anniversary cruise discount
  • Up to $120 every 4 years — Global Entry / TSA PreCheck application fee

Royal ONE™ Visa Signature® Credit Card(Royal Caribbean 联名,2026-03-31 新发)

from Bank of America
Bank of America
Royal ONE™ Visa Signature® Credit Card(Royal Caribbean 联名,2026-03-31 新发)
No annual feeVisa

WELCOME OFFER

Limited-time online offer: 45,000 bonus points (redeemable for $450 in onboard credit or cruise discounts) after spending $2,000 on purchases within the first 90 daysas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Royal ONE Rewards points (roughly $0.01/point; redeemable for onboard credit or cruise discounts with Royal Caribbean / Celebrity Cruises / Silversea)

EARNING RATES

  • 3x points — eligible Royal Caribbean / Celebrity Cruises / Silversea purchases
  • 2x points — eligible grocery, gas and EV charging station purchases
  • 1x points — all other purchases
  • Spend $10,000 in a membership year — $100 anniversary cruise discount

Platinum

from Capital One
Capital One
Platinum
No annual feeVisa

WELCOME OFFER

No welcome bonus — this is a no-rewards credit-building cardas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
none (no rewards)

EARNING RATES

  • N/A
  • Automatic credit line reviews for responsible use
  • Free CreditWise credit monitoring
  • Pre-qualification with no impact to credit score

Spark Cash

from Capital One
Capital OneBusiness
Spark Cash
$95/yrVisa

WELCOME OFFER

$1,000 cash bonus after spending $10,000 on purchases within the first 3 months from account opening ($0 intro annual fee first year, then $95)as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5% cash back — hotels & rental cars booked via Capital One Business Travel
  • 2% cash back — all other purchases
  • Free employee & virtual cards
  • $0 fraud liability

Spark Cash Plus

from Capital One
Capital OneBusiness
Spark Cash Plus
$150/yrVisa

WELCOME OFFER

Up to $4,000+ cash bonus: $2,000 after spending $30,000 in the first 3 months, plus an additional $2,000 for every $500,000 spent in the first yearas of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5% cash back — hotels & rental cars booked via Capital One Business Travel
  • 2% cash back — all other purchases
  • $150 annual fee refunded if you spend $150,000+ by your membership anniversary
  • No preset spending limit (charge-card style, balance due monthly)
  • Free employee & virtual cards

Spark Cash Select

from Capital One
Capital OneBusiness
Spark Cash Select
No annual feeVisa

WELCOME OFFER

$750 cash bonus after spending $6,000 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5% cash back — hotels & rental cars booked via Capital One Business Travel
  • 1.5% cash back — all other purchases
  • Free employee & virtual cards

Spark Classic

from Capital One
Capital OneBusiness
Spark Classic
No annual feeVisa

WELCOME OFFER

No welcome bonus — entry-level business credit-building cardas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5% cash back — hotels & rental cars booked via Capital One Business Travel
  • 1% cash back — all other purchases
  • Free employee & virtual cards
  • $0 fraud liability

Venture Business

from Capital One
Capital OneBusiness
Venture Business
$95/yrVisa

WELCOME OFFER

100,000 bonus miles after spending $10,000 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • 5X miles — hotels, vacation rentals & rental cars booked via Capital One Business Travel
  • 2X miles — all other purchases
  • $50 annual statement credit for Capital One Business Travel bookings
  • $50 annual statement credit for advertising/software purchases
  • 10,000 bonus miles every account anniversary (no spend required)
  • Up to $120 credit for Global Entry or TSA PreCheck (every 4 years)
  • $50 experience credit at Lifestyle Collection hotels/vacation rentals

Venture X Business

from Capital One
Capital OneBusiness
Venture X Business
$395/yrVisa

WELCOME OFFER

150,000 bonus miles after spending $30,000 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$395
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • 10X miles — hotels & rental cars booked via Capital One Business Travel
  • 5X miles — flights & vacation rentals booked via Capital One Business Travel
  • 2X miles — all other purchases
  • $300 annual statement credit for Capital One Business Travel bookings
  • 10,000 bonus miles every account anniversary (no spend required)
  • Up to $120 credit for Global Entry or TSA PreCheck (every 4 years)
  • $100 experience credit per stay at Premier Collection hotels/vacation rentals

Venture X Rewards

from Capital One
Capital One
Venture X Rewards
$395/yrVisa

WELCOME OFFER

75,000 bonus miles after spending $4,000 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$395
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • 10X miles — hotels & rental cars booked via Capital One Travel
  • 5X miles — flights booked via Capital One Travel
  • 5X miles — Capital One Entertainment purchases
  • 2X miles — all other purchases
  • $300 annual statement credit for Capital One Travel bookings
  • 10,000 bonus miles every account anniversary (no spend required)
  • Up to $120 credit for Global Entry or TSA PreCheck (every 4 years)
  • Up to $100 experience credit per stay at Premier Collection hotels/vacation rentals; up to $50 at Lifestyle Collection
  • Cell phone protection up to $800/claim (2 claims/year, $50 deductible)

VentureOne Business

from Capital One
Capital OneBusiness
VentureOne Business
No annual feeVisa

WELCOME OFFER

50,000 bonus miles after spending $4,500 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • 5X miles — hotels, vacation rentals & rental cars booked via Capital One Business Travel
  • 1.5X miles — all other purchases
  • Hertz Five Star status
  • Free employee cards with customizable spend limits

Aer Lingus Visa Signature Card

from Chase
Chase
Aer Lingus Visa Signature Card
$95/yrVisa

WELCOME OFFER

75,000 Avios after you spend $5,000 on purchases within the first 3 months (a 90k limited-time offer in early 2026 has reverted)as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Avios

EARNING RATES

  • 3xAer Lingus, British Airways, Iberia, and LEVEL purchases
  • 2xhotel accommodations purchased directly
  • 1xall other purchases
  • $100 (economy/premium economy) or $200 (business/first) per Reward Flight booking, up to 3 times per calendar year (max $600/year) — statement credits toward award ticket taxes and fees

Amazon Prime Visa

from Chase
Chase
Amazon Prime Visa
No annual feeVisa

WELCOME OFFER

$150 Amazon gift card instantly upon approval, no spend requirement (was $200 during Prime Day 6/11-7/9, now ended)as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5%Amazon.com, Audible, Whole Foods Market, and Chase Travel (with an eligible Prime membership; 3% without Prime)
  • 2%gas stations, restaurants, and local transit and commuting (including rideshare)
  • 1%all other purchases
  • Rotating Prime Card Bonus: 10% back or more on select Amazon products
  • Rewards can be redeemed at Amazon checkout as soon as the next day
  • Purchase protection, extended warranty, rental car coverage, baggage delay insurance

British Airways Visa Signature Card

from Chase
Chase
British Airways Visa Signature Card
$95/yrVisa

WELCOME OFFER

75,000 Avios after you spend $5,000 on purchases within the first 3 months (a 90k limited-time offer in early 2026 has reverted)as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Avios

EARNING RATES

  • 3xBritish Airways, Aer Lingus, Iberia, and LEVEL purchases
  • 2xhotel accommodations purchased directly
  • 1xall other purchases
  • $100 (economy/premium economy) or $200 (business/first) per Reward Flight booking, up to 3 times per calendar year (max $600/year) — statement credits toward award ticket taxes and fees

Chase Freedom Rise

from Chase
Chase
Chase Freedom Rise
No annual feeVisa

WELCOME OFFER

Limited time: 3% cash back on dining for the first 6 months (on up to $6,000 spent, a ~$180 value) + $25 statement credit for setting up automatic payments in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3% (TODO-verify)
REWARDS
cash back (Chase Ultimate Rewards)

EARNING RATES

  • 1.5%all purchases
  • 3%dining (limited-time new-cardmember benefit only: first 6 months, on up to $6,000 spent, from 2026-06)
  • Automatically evaluated for an upgrade to Freedom Unlimited after 12 months of card membership
  • Free credit monitoring with Chase Credit Journey
  • Purchase protection (120 days, $500 per item)

Chase Freedom Unlimited

from Chase
Chase
Chase Freedom Unlimited
No annual feeVisa

WELCOME OFFER

$200 bonus after you spend $500 on purchases in the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back (Chase Ultimate Rewards)

EARNING RATES

  • 5%travel purchased through Chase Travel
  • 3%dining at restaurants (including takeout and eligible delivery services)
  • 3%drugstore purchases
  • 1.5%all other purchases (no limit)
  • 6 months of complimentary DashPass membership (one-time, activation required) + up to $10 per quarter in DoorDash credits on non-restaurant orders

Chase Ink Business Cash

from Chase
ChaseBusiness
Chase Ink Business Cash
No annual feeVisa

WELCOME OFFER

$1,000 (limited-time elevated offer, standard $750) after you spend $8,000 in the first 4 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back (Chase Ultimate Rewards)

EARNING RATES

  • 5%office supply stores and internet, cable and phone services (on the first $25,000 in combined purchases each account anniversary year)
  • 2%gas stations and restaurants (on the first $25,000 in combined purchases each account anniversary year)
  • 1%all other purchases (no limit)
  • 5%Lyft rides (promo through 2027-09-30)
  • 3 months of complimentary Instacart+ membership + $20 per month in Instacart credits while a member

Chase Ink Business Preferred

from Chase
ChaseBusiness
Chase Ink Business Preferred
$95/yrVisa

WELCOME OFFER

100,000 points after you spend $8,000 in the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Chase Ultimate Rewards

EARNING RATES

  • 3xtravel, shipping purchases, internet/cable/phone services, and advertising purchases made with social media sites and search engines (on the first $150,000 in combined purchases each account anniversary year)
  • 1xall other purchases (no limit)
  • 5xLyft rides (promo through 2027-09-30)
  • Complimentary DashPass membership for a minimum of 12 months + up to $10 per month in DoorDash credits on non-restaurant orders

Chase Ink Business Premier

from Chase
ChaseBusiness
Chase Ink Business Premier
$195/yrVisa

WELCOME OFFER

$1,000 after you spend $10,000 in the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$195
FOREIGN TX FEE
None
REWARDS
cash back (not transferable to Ultimate Rewards)

EARNING RATES

  • 2.5%large purchases of $5,000 or more
  • 2%all other purchases (no limit)
  • 5%travel purchased through Chase Travel
  • 5%Lyft rides (promo through 2027-09-30)
  • Employee cards at no additional cost
  • Primary auto rental collision damage waiver up to $60,000, purchase protection $10,000 per claim, extended warranty, cell phone protection $1,000 per claim
  • Flex for Business financing option

Chase Ink Business Unlimited

from Chase
ChaseBusiness
Chase Ink Business Unlimited
No annual feeVisa

WELCOME OFFER

$1,000 (limited-time elevated offer, standard $750) after you spend $8,000 in the first 4 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back (Chase Ultimate Rewards)

EARNING RATES

  • 1.5%every purchase (no limit)
  • 5%Lyft rides (promo through 2027-09-30)
  • 3 months of complimentary Instacart+ membership (auto-renews at $99/year afterward) + $20 per month in Instacart credits while a member (through 2027-12-31)

Chase Sapphire Preferred

from Chase
Chase
Chase Sapphire Preferred
$95/yrVisa

WELCOME OFFER

100,000 points (limited-time elevated offer, standard 75k) after you spend $5,000 in the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Chase Ultimate Rewards

EARNING RATES

  • 5xtravel purchased through Chase Travel
  • 3xdining
  • 3xgas stations, EV charging, and vacation homes (Airbnb/Vrbo)
  • 3xselect streaming services and online groceries
  • 2xall other travel
  • 1xall other purchases
  • $100 each account anniversary year — statement credits for hotel stays purchased through Chase Travel
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS application fee
  • One free year of Apple TV+ (a ~$156 value, activate by 2026-12-31, one-time)
  • 12 months of complimentary DashPass membership (one-time, activation required)

Chase Sapphire Reserve

from Chase
Chase
Chase Sapphire Reserve
$795/yrVisa

WELCOME OFFER

100,000 points after you spend $6,000 in the first 3 months from account opening (a limited-time 150k all-time-high offer ran 2026-04~06 and ended 6/15)as of 2026-07-10
ANNUAL FEE
$795
FOREIGN TX FEE
None
REWARDS
Chase Ultimate Rewards

EARNING RATES

  • 8xall purchases through Chase Travel (including The Edit)
  • 4xflights booked direct
  • 4xhotels booked direct
  • 3xdining worldwide
  • 1xall other purchases
  • $300 each cardmember year — statement credits for travel purchases
  • Up to $500 per calendar year (two $250 credits) — prepaid hotel bookings with The Edit by Chase Travel
  • Up to $300 per year ($150 January-June and $150 July-December) — Sapphire Reserve Exclusive Tables dining (OpenTable)
  • Up to $300 per year ($150 each half-year, through 2027-12-31) — StubHub/viagogo event tickets
  • 12 months of complimentary DashPass membership (a ~$120 value, activation required) + up to $25 per month in DoorDash credits on non-restaurant orders
  • Up to $10 per month in Lyft in-app ride credits (through 2027-09-30); up to $10 per month on eligible Peloton memberships (through 2027-12-31)
  • Complimentary Apple TV+ and Apple Music subscriptions (a ~$288/year value, through 2027-06-22)
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS application fee

Chase Sapphire Reserve for Business

from Chase
ChaseBusiness
Chase Sapphire Reserve for Business
$795/yrVisa

WELCOME OFFER

200,000 points (limited-time elevated offer, page shows standard 150k struck through) after you spend $30,000 in the first 6 months from account openingas of 2026-07-10
ANNUAL FEE
$795
FOREIGN TX FEE
None
REWARDS
Chase Ultimate Rewards

EARNING RATES

  • 8xall purchases through Chase Travel
  • 4xflights and hotels booked direct
  • 3xsocial media and search engine advertising
  • 5xLyft (promo through 2027-09-30)
  • 1xall other purchases
  • $300 each year — statement credits for travel purchases
  • Up to $500 per year ($250 max per booking) — hotel bookings with The Edit by Chase Travel
  • $250 — prepaid Chase Travel hotel bookings (through 2026-12-31)
  • $200 per year — Google Workspace
  • $400 per year — ZipRecruiter
  • $120 per year — Lyft
  • $100 per year — select gift cards
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS
  • DoorDash DashPass membership + monthly promo credits (chase.com puts the combined value at ~$420/year)

Chase Slate

from Chase
Chase
Chase Slate
No annual feeVisa

WELCOME OFFER

No welcome bonus; the draw is 0% intro APR for 21 months on purchases and balance transfers, then a variable APR of 18.24%-28.24%as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3% (TODO-verify)
REWARDS
none (no rewards)

EARNING RATES

  • N/A
  • 0% intro APR for 21 months (purchases + balance transfers)
  • Balance transfer fee of $5 or 5%, whichever is greater (per Bankrate/CNBC; the chase.com page does not state the exact amount)

Iberia Visa Signature Card

from Chase
Chase
Iberia Visa Signature Card
$95/yrVisa

WELCOME OFFER

75,000 Avios after you spend $5,000 on purchases within the first 3 months (elevated 90k-100k versions have appeared — the 100k via the iberia.com portal — now reverted)as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Avios

EARNING RATES

  • 3xIberia, Aer Lingus, British Airways, and LEVEL purchases
  • 2xhotel accommodations purchased directly
  • 1xall other purchases
  • $1,000 flight discount voucher for two once per calendar year — after $30,000 in purchases that year

Marriott Bonvoy Bold Credit Card

from Chase
Chase
Marriott Bonvoy Bold Credit Card
No annual feeVisa

WELCOME OFFER

60,000 points after you spend $1,000 in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Marriott Bonvoy points

EARNING RATES

  • 3xhotels participating in Marriott Bonvoy (advertised up to 14x total with member/elite bonuses)
  • 2xgrocery stores, rideshare and select food delivery, and select streaming/internet/cable/phone services
  • 1xall other purchases
  • 1 year of DashPass membership (third-party value ~$120/year)

Marriott Bonvoy Boundless Credit Card

from Chase
Chase
Marriott Bonvoy Boundless Credit Card
$95/yrVisa

WELCOME OFFER

125,000 points + 1 Free Night Award after you spend $3,000 in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Marriott Bonvoy points

EARNING RATES

  • 6xhotels participating in Marriott Bonvoy
  • 3xgrocery stores, gas stations, and dining (on the first $6,000 in combined purchases per year)
  • 2xall other purchases
  • 1 Free Night Award (redemption level up to 35,000 points) each cardmember year (issued after your cardmember anniversary)
  • Up to $100 per year ($50 each half-year, after $250 in airline purchases each; promo through 2027-06-30) — airline purchases booked direct

Marriott Bonvoy Bountiful Credit Card

from Chase
Chase
Marriott Bonvoy Bountiful Credit Card
$250/yrVisa

WELCOME OFFER

85,000 points after you spend $4,000 in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$250
FOREIGN TX FEE
None
REWARDS
Marriott Bonvoy points

EARNING RATES

  • 6xhotels participating in Marriott Bonvoy
  • 4xgrocery stores and dining (on the first $15,000 in combined purchases per year)
  • 2xall other purchases
  • 1,000 bonus points per qualifying stay
  • 1 Free Night Award (redemption level up to 50,000 points) — issued after spending $15,000 in a calendar year (not automatic)
  • 1 year of DashPass membership (activation window 2025-02-01~2027-12-31)

Southwest Rapid Rewards Performance Business Credit Card

from Chase
ChaseBusiness
Southwest Rapid Rewards Performance Business Credit Card
$299/yrVisa

WELCOME OFFER

80,000 points after you spend $5,000 in the first 3 months from account opening (a historical 120k/$10k offer has expired — do not use)as of 2026-07-10
ANNUAL FEE
$299
FOREIGN TX FEE
None
REWARDS
Southwest Rapid Rewards points

EARNING RATES

  • 4xSouthwest Airlines purchases
  • 2xhotel accommodations booked direct, gas stations, restaurants, and local transit and commuting (including rideshare)
  • 1xall other purchases
  • 9,000 points each cardmember year — anniversary bonus
  • 10,000 points once per calendar year — Companion Pass qualifying points boost (account-wide)
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS

Southwest Rapid Rewards Plus Credit Card

from Chase
Chase
Southwest Rapid Rewards Plus Credit Card
$99/yrVisa

WELCOME OFFER

50,000 points after you spend $1,000 in the first 3 months from account opening (an 80k limited-time offer ended 2026-07-02)as of 2026-07-10
ANNUAL FEE
$99
FOREIGN TX FEE
None
REWARDS
Southwest Rapid Rewards points

EARNING RATES

  • 2xSouthwest Airlines purchases
  • 2xgas stations and grocery stores (on the first $5,000 in combined purchases each anniversary year)
  • 1xall other purchases
  • 3,000 points each cardmember year — anniversary bonus
  • 10,000 points once per calendar year — Companion Pass qualifying points boost (account-wide, does not stack per card)

Southwest Rapid Rewards Premier Business Credit Card

from Chase
ChaseBusiness
Southwest Rapid Rewards Premier Business Credit Card
$149/yrVisa

WELCOME OFFER

60,000 points after you spend $3,000 in the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$149
FOREIGN TX FEE
None
REWARDS
Southwest Rapid Rewards points

EARNING RATES

  • 3xSouthwest Airlines purchases
  • 2xgas stations and restaurants (on the first $8,000 in combined purchases each anniversary year)
  • 1xall other purchases
  • 6,000 points each cardmember year — anniversary bonus
  • 10,000 points once per calendar year — Companion Pass qualifying points boost (account-wide)
  • One 15% flight discount promo code each cardmember year (excludes Basic fares)

Southwest Rapid Rewards Premier Credit Card

from Chase
Chase
Southwest Rapid Rewards Premier Credit Card
$149/yrVisa

WELCOME OFFER

55,000 points after you spend $1,500 in the first 3 months from account opening (an 85k limited-time offer ended 2026-07-02)as of 2026-07-10
ANNUAL FEE
$149
FOREIGN TX FEE
None
REWARDS
Southwest Rapid Rewards points

EARNING RATES

  • 3xSouthwest Airlines purchases
  • 2xgrocery stores and restaurants (on the first $8,000 in combined purchases each anniversary year)
  • 1xall other purchases
  • 6,000 points each cardmember year — anniversary bonus
  • 10,000 points once per calendar year — Companion Pass qualifying points boost (account-wide)
  • One 15% flight discount promo code each cardmember year (excludes Basic fares)
  • 12 months of DashPass (one-time within the 2025-02-01~2027-12-31 window); 3 months of Instacart+ + $10/month in Instacart credits

Southwest Rapid Rewards Priority Credit Card

from Chase
Chase
Southwest Rapid Rewards Priority Credit Card
$229/yrVisa

WELCOME OFFER

60,000 points after you spend $2,000 in the first 3 months from account opening (a 90k limited-time offer ended 2026-07-02)as of 2026-07-10
ANNUAL FEE
$229
FOREIGN TX FEE
None
REWARDS
Southwest Rapid Rewards points

EARNING RATES

  • 4xSouthwest Airlines purchases
  • 2xgas stations and restaurants
  • 1xall other purchases
  • 7,500 points each cardmember year — anniversary bonus
  • 10,000 points once per calendar year — Companion Pass qualifying points boost (account-wide)

United Business Card

from Chase
ChaseBusiness
United Business Card
$150/yrVisa

WELCOME OFFER

100,000 miles + 2,000 PQP (after spending $5,000 in the first 3 months) + 10,000 more for adding an employee card, up to 110,000 totalas of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
United MileagePlus miles

EARNING RATES

  • 8x total — United flight purchases (6x as member + 2x with the card)
  • 2xother United purchases, gas stations, dining (including eligible delivery services), office supply stores, and local transit and commuting
  • 1xall other purchases
  • 5,000-mile anniversary bonus each year when you also hold a personal United card
  • $125 per year (after taking 5 United flights of $100+ each in a calendar year) — United travel credit
  • $100 per year ($50 each, up to 2 times) — United Hotels
  • $100 per year — rideshare credits
  • $50 per year ($25 each, up to 2 times) — Avis/Budget car rentals
  • $120 per year ($10/month, through 2027-12-31) — Instacart credits
  • $100 per year — JSX flights
  • $25 per year — FareLock

United Club Business Card

from Chase
ChaseBusiness
United Club Business Card
$695/yrVisa

WELCOME OFFER

100,000 miles + 2,000 PQP (after spending $5,000 in the first 3 months) + 10,000 more for adding an authorized user, up to 110,000 totalas of 2026-07-10
ANNUAL FEE
$695
FOREIGN TX FEE
None
REWARDS
United MileagePlus miles

EARNING RATES

  • 8x total — United flight purchases
  • 2xother United purchases
  • 5xprepaid Renowned Hotels and Resorts bookings
  • 1.5xall other purchases
  • 5,000-mile anniversary bonus each year when you also hold a personal United card
  • $200 per year — Renowned Hotels and Resorts
  • $150 per year (enrollment required) — rideshare credits
  • $100 per year — Avis/Budget car rentals (cars.united.com)
  • $240 per year — Instacart credits
  • $200 per year — JSX flights
  • $50 per year — FareLock

United Club Card

from Chase
Chase
United Club Card
$695/yrVisa

WELCOME OFFER

80,000 miles (after spending $5,000 in the first 3 months) + 10,000 more for adding an authorized user, up to 90,000 total (a limited-time 110k + 3,000 PQP offer ran 2026-04~05 and has ended)as of 2026-07-10
ANNUAL FEE
$695
FOREIGN TX FEE
None
REWARDS
United MileagePlus miles

EARNING RATES

  • 11x total — United flight purchases (6x as member + 5x with the card)
  • 5xother United purchases
  • 5xprepaid Renowned Hotels and Resorts bookings
  • 2xall other travel and dining
  • 1xall other purchases
  • $200 per year — Renowned Hotels and Resorts
  • $150 per year (monthly, enrollment required) — rideshare credits
  • $100 per year — Avis/Budget car rentals
  • $240 per year ($20/month) — Instacart credits
  • $200 per year — JSX flights
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS

United Explorer Card

from Chase
Chase
United Explorer Card
$150/yrVisa

WELCOME OFFER

50,000 miles (after spending $3,000 in the first 3 months) + 10,000 more for adding an authorized user, up to 60,000 totalas of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
United MileagePlus miles

EARNING RATES

  • 9x total — United flight purchases
  • 3xother United purchases
  • 2xhotel stays booked direct
  • 2xdining (including eligible delivery services)
  • 1xall other purchases
  • $100 per year (after spending $10,000 in a calendar year) — United travel credits
  • $100 per year — prepaid Renowned Hotels and Resorts bookings
  • $60 per year (~$5/month) — rideshare credits
  • $50 per year — Avis/Budget car rentals
  • $120 per year ($10/month, through 2027-12-31) — Instacart credits
  • $100 per year — JSX flights
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS

United Gateway Card

from Chase
Chase
United Gateway Card
No annual feeVisa

WELCOME OFFER

30,000 miles (after spending $1,000 in the first 3 months) + 10,000 more for adding an authorized user within 3 months, up to 40,000 totalas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
United MileagePlus miles

EARNING RATES

  • 5x total — United flight purchases (3x as MileagePlus member + 2x with the card)
  • 2xother United purchases (seat upgrades/Economy Plus/inflight purchases/baggage fees)
  • 2xgas stations
  • 2xlocal transit and commuting (rideshare/taxis/trains/tolls/mass transit)
  • 1xall other purchases
  • Spend $10,000 in a calendar year to earn 2 free checked bags + 10%+ discount on award flights
  • 25% back on United inflight food, beverage and Wi-Fi purchases and United Club premium drinks
  • 0% intro APR for 12 months on purchases

United Quest Card

from Chase
Chase
United Quest Card
$350/yrVisa

WELCOME OFFER

60,000 miles + 500 PQP (after spending $4,000 in the first 3 months) + 10,000 more for adding an authorized user, up to 70,000 totalas of 2026-07-10
ANNUAL FEE
$350
FOREIGN TX FEE
None
REWARDS
United MileagePlus miles

EARNING RATES

  • 10x total — United flight purchases (6x as member + 4x with the card)
  • 4xother United purchases
  • 5xprepaid Renowned Hotels and Resorts bookings
  • 2xall other travel, dining, and select streaming services
  • 1xall other purchases
  • $200 each cardmember year — United travel credits
  • $150 per year — Renowned Hotels and Resorts
  • $100 per year — rideshare credits
  • $80 per year ($40 each, up to 2 times) — Avis/Budget car rentals
  • $180 per year — Instacart credits (through 2027-12-31)
  • $150 per year — JSX flights
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS

World of Hyatt Business Credit Card

from Chase
ChaseBusiness
World of Hyatt Business Credit Card
$199/yrVisa

WELCOME OFFER

60,000 points after you spend $5,000 in the first 3 months from account opening (an 80k limited-time offer ended 2026-04-30)as of 2026-07-10
ANNUAL FEE
$199
FOREIGN TX FEE
None
REWARDS
World of Hyatt points

EARNING RATES

  • 4x (up to 9x total) — Hyatt hotels and resorts
  • 2xyour top 3 spend categories each quarter (from a pool including dining/shipping/airline tickets booked direct/local transit and commuting/social media and search engine advertising/car rentals/gas stations/internet, cable and phone)
  • 2xfitness club and gym memberships
  • 1xall other purchases
  • $50 statement credit up to 2 times each cardmember year ($100 total) — purchases of $50 or more at Hyatt properties

World of Hyatt Credit Card

from Chase
Chase
World of Hyatt Credit Card
$95/yrVisa

WELCOME OFFER

Up to 75,000 points: 45,000 points after spending $5,000 in the first 3 months, plus double points on up to $15,000 spent in the first 6 months for up to 30,000 moreas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
World of Hyatt points

EARNING RATES

  • 4x (up to 9x total with member base points) — Hyatt hotels and resorts
  • 2xdining, airline tickets purchased directly from the airline, local transit and commuting, and fitness club and gym memberships
  • 1xall other purchases
  • 1 Category 1-4 free night award each cardmember year (issued after your cardmember anniversary)
  • 1 extra Category 1-4 free night award after spending $15,000 in a calendar year

Costco Anywhere Visa® Business Card by Citi

from Citi
CitiBusiness
Costco Anywhere Visa® Business Card by Citi
No annual feeVisa

WELCOME OFFER

No welcome offer; an active paid Costco membership is required to apply (including Costco Business membership).as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5%gas at Costco
  • 4%other eligible gas and EV charging (on the first $7,000 in combined purchases per year, then 1%)
  • 3%restaurants and eligible travel purchases
  • 2%all other purchases from Costco and Costco.com
  • 1%all other purchases
  • Same cash back mechanics as the personal card — issued as an annual reward certificate
  • No foreign transaction fees
  • No authorized user fee

Costco Anywhere Visa® Card by Citi

from Citi
Citi
Costco Anywhere Visa® Card by Citi
No annual feeVisa

WELCOME OFFER

No welcome offer; an active paid Costco membership is required to apply.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5%gas at Costco
  • 4%other eligible gas and EV charging (on the first $7,000 in combined purchases per year, then 1%)
  • 3%restaurants and eligible travel purchases (including Costco Travel)
  • 2%all other purchases from Costco and Costco.com
  • 1%all other purchases
  • Cash back is issued as an annual credit card reward certificate once your February billing statement closes, redeemable for cash or merchandise at U.S. Costco warehouses; rewards over $300 can optionally be deposited directly into a Citi account
  • Worldwide car rental insurance
  • Damage & theft purchase protection (120 days)
  • No foreign transaction fees
  • No authorized user fee
  • Card doubles as your Costco membership ID

U.S. Bank Altitude® Connect Visa Signature® Card

from US Bank
US Bank
U.S. Bank Altitude® Connect Visa Signature® Card
No annual feeVisa

WELCOME OFFER

Earn 20,000 bonus points after spending $1,000 in Net Purchases in the first 90 days (current standard offer on the card page; temporarily raised to 30,000 after the annual fee was dropped in August 2025, back to 20,000 since November 2025). as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Altitude points

EARNING RATES

  • 5xprepaid hotels and car rentals booked directly in the Travel Center
  • 4xtravel
  • 4xgas stations and EV charging stations (on your first $1,000 each quarter)
  • 2xdining, streaming services and grocery stores (discount stores/supercenters and wholesale clubs excluded)
  • 1xall other eligible purchases
  • Statement credit for the TSA PreCheck / Global Entry application fee, up to $100 (applied within 1–2 billing cycles)

U.S. Bank Altitude® Go Visa Signature® Card

from US Bank
US Bank
U.S. Bank Altitude® Go Visa Signature® Card
No annual feeVisa

WELCOME OFFER

Earn 20,000 bonus points after spending $1,000 in Net Purchases in the first 90 days (not eligible if you have received a new account bonus for this product in the last five years)as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3% (major change: charged on new accounts since September 2024, and effective August 15, 2025 extended to existing cardholders who previously paid no fee; the 3% now applies regardless of when the card was opened, so the card is no longer suitable for foreign purchases)
REWARDS
Altitude points

EARNING RATES

  • 4xdining, takeout and restaurant delivery (on your first $2,000 each quarter; cap added effective 2025-04-14)
  • 2xgrocery stores, gas stations/EV charging stations and eligible streaming services (wholesale clubs and discount stores/supercenters such as Target/Walmart earn only 1x)
  • 1xall other eligible purchases
  • $15 per 12-month period — automatic statement credit after 11 consecutive months of eligible streaming service purchases

U.S. Bank Business Altitude® Connect Visa Signature® Card

from US Bank
US BankBusiness
U.S. Bank Business Altitude® Connect Visa Signature® Card
Visa

WELCOME OFFER

75,000 bonus points after $6,000 in eligible Net Purchases on the Account Owner's card within 180 days of account opening (confirmed on the card page 2026-07-10; increased from 60,000 in March 2026)as of 2026-07-10
ANNUAL FEE
$0 first year, then $95
FOREIGN TX FEE
None
REWARDS
Altitude points

EARNING RATES

  • 5xprepaid hotels and car rentals booked in the Travel Center
  • 4xtravel purchased directly from providers (airfare/hotels) plus gas and EV charging stations (on the first $150,000 in combined eligible purchases each year)
  • 2xdining, takeout and restaurant delivery, plus cell phone service providers
  • 1xall other eligible purchases
  • $25 statement credit — awarded after at least one taxi/rideshare purchase per month for 3 consecutive calendar months (repeatable)

U.S. Bank Business Leverage® Visa Signature® Card

from US Bank
US BankBusiness
U.S. Bank Business Leverage® Visa Signature® Card
Visa

WELCOME OFFER

Earn up to $600 in rewards after spending $6,000 in eligible purchases on the Account Owner's card within the first 120 days of account opening (standard offer confirmed on the card page 2026-07-10). Some channels have shown a higher $750 / $7,500 offer, likely targeted or expired; the offer shown on the application page controls. as of 2026-07-10
ANNUAL FEE
$0 first year, then $95
FOREIGN TX FEE
None
REWARDS
points (approx. 1 point = $0.01)

EARNING RATES

  • 2xyour top two spending categories each month, automatically (top two of 48 merchant categories; gas stations/EV charging stations and wholesale clubs/discount stores-supercenters excluded)
  • 5xprepaid hotels and car rentals booked directly in the Travel Center
  • 1xall other eligible purchases, no cap
  • $100 per 12-month period — software subscription statement credit: applied automatically after 11 consecutive months of purchases made directly with a software service provider (identified by MCC, e.g. QuickBooks/FreshBooks) (not prominently shown on the card page; terms confirmed by multiple 2026 in-market references such as FitSmallBusiness/WalletHub)

U.S. Bank Cash+® Visa Signature® Card

from US Bank
US Bank
U.S. Bank Cash+® Visa Signature® Card
No annual feeVisa

WELCOME OFFER

$250 rewards bonus after you spend $1,000 in eligible purchases within the first 90 daysas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back

EARNING RATES

  • 5%two categories you choose each quarter, on your first $2,000 in combined eligible purchases (choices include fast food, home utilities, TV/internet/streaming, department stores, cell phone providers, electronics stores, sporting goods stores, furniture stores, movie theaters, ground transportation, gyms/fitness centers, select clothing stores and more)
  • 2%one everyday category you choose each quarter (choice of gas stations/EV charging stations, grocery stores, or restaurants)
  • 5%prepaid air, hotel and car reservations booked directly in the Travel Center
  • 1%all other eligible purchases (if you don't choose your categories each quarter, all eligible Net Purchases default to this rate)
  • Cell phone protection up to $600 per claim, $25 deductible
  • Auto rental collision damage waiver (Visa Signature benefit)
  • Purchase security / extended warranty
  • 0% intro APR on purchases and balance transfers for the first 15 billing cycles
  • ExtendPay Plans ($0 fee for plans opened within the first 60 days of account opening)

U.S. Bank Shield® Visa® Card

from US Bank
US Bank
U.S. Bank Shield® Visa® Card
No annual feeVisa

WELCOME OFFER

No cash or points sign-up bonus; the headline feature is an extra-long 0% intro APR — currently 0% on purchases and balance transfers for the first 21 billing cycles (24 billing cycles at launch in March 2025, since shortened; balance transfer fee 5% of each transfer amount, $5 minimum). as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
charged (USCCG confirms a foreign transaction fee applies; exact rate not published on the card page, TODO-verify)
REWARDS
cash back

EARNING RATES

  • 4%prepaid air, car and hotel reservations booked in the Travel Center
  • 0%no cash back on all other purchases (the card has no base earn rate)
  • $20 annual statement credit per 12-month period — applied automatically after 11 consecutive calendar months with a purchase each month (within 2 billing cycles)

U.S. Bank Smartly™ Visa Signature® Card

from US Bank
US Bank
U.S. Bank Smartly™ Visa Signature® Card
No annual feeVisa

WELCOME OFFER

No sign-up bonus currently offered (confirmed on the card page 2026-07-10); the only intro benefit is 0% intro APR on purchases and balance transfers for the first 12 billing cyclesas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back (earned internally as points, 1 point = $0.01)

EARNING RATES

  • 2%unlimited cash back on every purchase (base rate without linked Smartly deposit balances)
  • 2.5%with U.S. Bank Smartly Savings/Checking/Safe Debit accounts and a combined average daily balance of $10,000–$49,999.99 over the past 30 days
  • 3.0%with qualifying balances of $50,000–$99,999.99
  • 4.0%with qualifying balances of $100,000+
  • Smartly Earning Bonus applies to a maximum of $10,000 in eligible Net Purchases each billing cycle, with spend above that earning the 2% base rate; education, gift cards, insurance, taxes, business-to-business transactions and third-party bill payments are not eligible purchases
  • Cell phone protection up to $600 per claim, $25 deductible
  • Visa Signature concierge
  • Travel and emergency assistance services
  • Roadside dispatch (pay-per-use)

U.S. Bank Triple Cash Rewards Visa® Business Card

from US Bank
US BankBusiness
U.S. Bank Triple Cash Rewards Visa® Business Card
No annual feeVisa

WELCOME OFFER

One-time $750 cash back after making $6,000 in eligible Net Purchases on the Account Owner's card within 180 days of account opening (confirmed on the card page 2026-07-10). Past offers have used different structures, such as $500 cash plus a $100 software subscription credit. as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back

EARNING RATES

  • 3%gas and EV charging stations (transactions of $200 or less), office supply stores, cell phone service providers, and restaurants
  • 5%prepaid hotels and car rentals booked in the Travel Center
  • 1%all other eligible purchases, no cap
  • $100 per 12-month period — statement credit toward recurring software subscription expenses (e.g. QuickBooks/FreshBooks)

Wells Fargo Active Cash® Card

from Wells Fargo
Wells Fargo
Wells Fargo Active Cash® Card
No annual feeVisa

WELCOME OFFER

Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Cash rewards (no points program, straight cash back)

EARNING RATES

  • 2%unlimited cash rewards on purchases, no categories to track, no caps
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers
  • Cell phone protection: pay your monthly cell phone bill with the card and get up to $600 per claim against damage or theft ($25 deductible, maximum of two paid claims per 12-month period)
  • Visa Signature Concierge service, auto rental collision damage waiver, and other standard Visa Signature benefits
  • My Wells Fargo Deals personalized merchant offers

Wells Fargo Autograph Journey℠ Card

from Wells Fargo
Wells Fargo
Wells Fargo Autograph Journey℠ Card
$95/yrVisa

WELCOME OFFER

Earn 60,000 bonus points after spending $4,000 in purchases in the first 3 months (a $600 cash redemption value); Wells Fargo Premier clients may see a targeted 100,000-point offer (mostly on the Premier Autograph)as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Wells Fargo Rewards points (transferable to airline/hotel partners)

EARNING RATES

  • 5xhotels
  • 4xairlines
  • 3xother travel and restaurants
  • 1xall other purchases
  • $50 annual statement credit with your first airline purchase of at least $50 each year (airline-related purchases such as checked bag fees qualify)

Wells Fargo Autograph℠ Card

from Wells Fargo
Wells Fargo
Wells Fargo Autograph℠ Card
No annual feeVisa

WELCOME OFFER

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months (a $200 cash redemption value); occasionally higher targeted offers appearas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Wells Fargo Rewards points (transferable to airline/hotel partners)

EARNING RATES

  • 3xrestaurants, travel (airfare/hotels/car rentals, etc.), gas stations, transit, popular streaming services, phone plans
  • 1xall other purchases
  • 0% intro APR for 12 months from account opening on purchases
  • Cell phone protection: pay your monthly cell phone bill with the card and get up to $600 per claim against damage or theft ($25 deductible, maximum of two claims per 12-month period)
  • Points transfer 1:1 to multiple airline and hotel loyalty programs
  • No foreign transaction fees

Wells Fargo Premier Autograph Card(Visa Infinite)

from Wells Fargo
Wells Fargo
Wells Fargo Premier Autograph Card(Visa Infinite)
$95/yrVisa

WELCOME OFFER

Earn 100,000 bonus points after spending $4,000 in purchases in the first 3 months (a $1,000 cash redemption value); invitation-only targeted offer, no public application linkas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Wells Fargo Rewards points (transferable to airline/hotel partners)

EARNING RATES

  • 5xhotels
  • 4xairlines
  • 3xother travel and restaurants
  • 1xall other purchases
  • $50 annual airline statement credit
  • Up to $120 Global Entry application fee credit

Wells Fargo Reflect® Card

from Wells Fargo
Wells Fargo
Wells Fargo Reflect® Card
No annual feeVisa

WELCOME OFFER

No welcome bonus; the core feature is 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers, 17.49%–28.24% variable APR thereafteras of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
None (no cash back, no points — a pure 0% intro APR card)

EARNING RATES

  • N/A
  • Cell phone protection: pay your monthly cell phone bill with the card and get up to $600 per claim against damage or theft ($25 deductible, maximum of two claims per 12-month period)
  • My Wells Fargo Deals personalized merchant offers (cash back earned as an account credit)
  • Roadside Dispatch roadside assistance, Zero Liability protection against unauthorized transactions