Other Rewards — 16 cards

• $0 Fraud Liability protection

A no-annual-fee cruise co-branded card, well suited to frequent Carnival cruisers earning onboard credit. The official FAQ confirms that in September 2026 this card will convert to the 'Carnival Rewards Mastercard' and join the new Carnival Rewards program (3x on Carnival from the card plus 3x from the program for up to 6x combined, 2x at restaurants and grocery stores, 1 Status Qualifying Star per $1 spent, and 2,500 points for $2,000 in spend each anniversary year); existing Fun Points will convert automatically at that time — check the official site then for final details.

• 0% promotional APR for 9 billing cycles — on eligible GM purchases made within 30 days of account opening; eligible GM purchases after 30 days receive a 0% promotional APR for 6 billing cycles

• 0% introductory APR for 9 months — on an eligible GM purchase of $499 or more made within 30 days of account opening

Co-branded card for Holland America Line, part of the Carnival group, built on the same framework as the Carnival card: no annual fee, no foreign transaction fees, and points redeemed mainly as onboard spending credit. Only worthwhile for HAL regulars.

• Automatic Priceline VIP Gold membership (up to 50% off hotels, up to 20% off rental cars, best price guarantee)

• 0% intro APR on balance transfers for the first 15 billing cycles (for balance transfers made within 45 days of account opening)

• $250 Vacation Credit after spending $10,000 in a year
• 5% Rewards back every time you redeem, as a bonus toward your next redemption

Xbox's first co-branded card, beta-tested in September 2023 and opened to the entire U.S. in April 2024. Points can only be redeemed within the Microsoft Store/Xbox ecosystem (digital games, console/controller hardware, the first Game Pass subscription period, etc., issued as statement credits) — a fit for Xbox/PC Game Pass gamers. Charges a 3% foreign transaction fee, so not a card to use abroad.

• Up to $100/year — Airline Incidental Statement Credits (qualifying purchases such as seat upgrades, baggage fees, and airline lounge day passes)
• Up to $100 every 4 years — Global Entry / TSA PreCheck application fee

• Up to $300/year — Airline Incidental Statement Credits
• Up to $150/year — lifestyle conveniences credits (video streaming services, food delivery, fitness subscriptions, rideshare services, etc.)
• Up to $120 every 4 years — Global Entry / TSA PreCheck application fee

• Points redeem 1:1 as statement credits toward any travel or dining purchase (flights, hotels, rental cars, cruises, restaurants, baggage fees), with no blackout dates
• 0% Intro APR for the first 15 billing cycles (purchases + balance transfers)

• Employee cards at no additional cost
• Travel accident insurance up to $1,000,000 (common carrier: flights/trains/cruise ships; the only one of the three business cards with $1,000,000 coverage, per hellosafe/wallethub, verified 2026-07-10)
• Auto rental collision damage waiver, emergency assistance services
• Free Dun & Bradstreet business credit scores
• Purchase security, zero liability protection, Balance Connect overdraft protection

• Spend $20,000 in a membership year — $200 anniversary cruise discount
• Up to $120 every 4 years — Global Entry / TSA PreCheck application fee

• Spend $10,000 in a membership year — $100 anniversary cruise discount

• $100 per 12-month period — software subscription statement credit: applied automatically after 11 consecutive months of purchases made directly with a software service provider (identified by MCC, e.g. QuickBooks/FreshBooks) (not prominently shown on the card page; terms confirmed by multiple 2026 in-market references such as FitSmallBusiness/WalletHub)