Business — 41 cards

American Express® Business Gold Card

from American Express
American ExpressBusiness
American Express® Business Gold Card
$375/yrAmex

WELCOME OFFER

As high as 200,000 MR points after spending $15,000 in the first 3 months; TPG notes this offer requires that the applicant has never held this card (once-per-lifetime); targeted/YMMV.as of 2026-07-10
ANNUAL FEE
$375
FOREIGN TX FEE
None
REWARDS
Amex Membership Rewards

EARNING RATES

  • •4x MR — your top 2 eligible spending categories each billing cycle (selected automatically); eligible categories: U.S. media purchases for advertising in select media (online/TV/radio), U.S. electronic goods retailers and software & cloud system providers, U.S. restaurants (including takeout and delivery), U.S. gas stations, transit (trains/taxis/rideshare/ferries/tolls/parking/buses/subways), U.S. wireless telephone services; on up to $150,000 in combined purchases per calendar year, then 1x (note: flights booked directly with airlines and U.S. shipping have been removed from the 4x categories and no longer qualify)
  • •3x MR — flights and prepaid hotels booked through Amex Travel
  • •1x MR — all other eligible purchases
  • $240/year FedEx/Grubhub/office supply store credit — $20 per month; enrollment required (FedEx eligibility ends 2026-10-01, leaving only Grubhub and office supply stores)
  • $300/year ChatGPT Business credit — enrollment required
  • $150/year Squarespace credit — added October 2025; enrollment required
  • About $155/year Walmart+ membership credit — covers the full monthly fee ($12.95/month plus applicable taxes)

Delta SkyMiles® Gold Business American Express Card

from American Express
American ExpressBusiness
Delta SkyMiles® Gold Business American Express Card
$150/yrAmex

WELCOME OFFER

90,000 SkyMiles after spending $6,000 in the first 6 months. Limited-time elevated offer officially listed through 2026-07-15 — re-verify. $0 intro annual fee for the first year.as of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •2x SkyMiles — Delta purchases (made directly with Delta)
  • •2x SkyMiles — U.S. shipping providers (on up to $50,000 in purchases per year)
  • •2x SkyMiles — U.S. purchases for advertising in select media (on up to $50,000 in purchases per year)
  • •1x SkyMiles — all other eligible purchases
  • $200/year Delta Flight Credit — unlocked after spending $10,000 in purchases in a calendar year
  • Up to $150/year Delta Stays credit

Delta SkyMiles® Platinum Business American Express Card

from American Express
American ExpressBusiness
Delta SkyMiles® Platinum Business American Express Card
$350/yrAmex

WELCOME OFFER

100,000 SkyMiles after spending $8,000 in the first 6 months. Limited-time elevated offer officially listed through 2026-07-15 — re-verify. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$350
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •3x SkyMiles — Delta purchases (made directly with Delta)
  • •3x SkyMiles — purchases made directly with hotels
  • •1.5x SkyMiles — transit (including rideshare/taxis), U.S. shipping providers, and single purchases of $5,000 or more (combined cap of $100,000 in purchases per calendar year across the three categories, then 1x; when a purchase qualifies for multiple rates, the higher rate applies)
  • •1x SkyMiles — all other eligible purchases
  • $120/year Resy credit — $10 per month; enrollment required
  • $120/year rideshare credit — $10 per month; enrollment required
  • Up to $200/year Delta Stays credit
  • Global Entry ($120) or TSA PreCheck ($85) application fee credit — once every 4 years

Delta SkyMiles® Reserve Business American Express Card

from American Express
American ExpressBusiness
Delta SkyMiles® Reserve Business American Express Card
$650/yrAmex

WELCOME OFFER

125,000 SkyMiles after spending $15,000 in the first 6 months. Limited-time elevated offer officially listed through 2026-07-15 — re-verify. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$650
FOREIGN TX FEE
None
REWARDS
Delta SkyMiles

EARNING RATES

  • •3x SkyMiles — Delta purchases (made directly with Delta)
  • •1.5x SkyMiles — transit (rideshare/taxis), U.S. shipping providers, and U.S. office supply stores
  • •1.5x SkyMiles — all remaining purchases for the rest of the calendar year after spending $150,000 (does not stack with other rates; the higher rate applies)
  • •1x SkyMiles — all other eligible purchases
  • $240/year Resy credit — $20 per month; enrollment required
  • $120/year rideshare credit — $10 per month; enrollment required
  • Up to $250/year Delta Stays credit
  • Global Entry ($120) or TSA PreCheck ($85) application fee credit — once every 4 years

Hilton Honors American Express Business Card

from American Express
American ExpressBusiness
Hilton Honors American Express Business Card
$195/yrAmex

WELCOME OFFER

130,000 Hilton Honors Bonus Points + first-year annual fee waived, after spending $8,000 in the first 6 months. Offer officially listed through 2026-07-29. $0 intro annual fee for the first year, then $195 (raised from the original $95 in the 2024 benefits refresh).as of 2026-07-10
ANNUAL FEE
$195
FOREIGN TX FEE
None
REWARDS
Hilton Honors

EARNING RATES

  • •12x Hilton points — purchases made directly with hotels and resorts in the Hilton portfolio
  • •5x Hilton points — all other eligible purchases, on up to $100,000 in purchases per calendar year, then 3x (no 6x categories since the 2024 refresh — the former 6x on U.S. restaurants, flights, car rentals, U.S. gas stations, wireless and shipping was removed entirely)
  • Up to $240/year Hilton credit — $60 per quarter on purchases made directly with hotels and resorts in the Hilton portfolio

Marriott Bonvoy Business® American Express® Card

from American Express
American ExpressBusiness
Marriott Bonvoy Business® American Express® Card
$125/yrAmex

WELCOME OFFER

150,000 Bonvoy points + a $125 statement credit after spending $8,000 in the first 6 months. Officially listed through 2026-07-15 — expiring soon; re-verify before applying. Annual fee not waived the first year.as of 2026-07-10
ANNUAL FEE
$125
FOREIGN TX FEE
None
REWARDS
Marriott Bonvoy

EARNING RATES

  • •6x Bonvoy points — hotels participating in Marriott Bonvoy
  • •4x Bonvoy points — restaurants worldwide, U.S. gas stations, wireless telephone services purchased directly from U.S. providers, and U.S. shipping
  • •2x Bonvoy points — all other eligible purchases
  • Free Night Award issued automatically each cardmember year, redemption level up to 35,000 Bonvoy points
  • One additional Free Night Award after $60,000 in purchases in a calendar year
  • Complimentary Marriott Bonvoy Gold Elite status
  • 15 Elite Night Credits per calendar year (stack with the 25 from a personal Marriott Amex card, up to 40 combined)
  • 7% discount on eligible rates at Marriott hotels
  • Premium in-room internet access at participating hotels
  • Car rental loss and damage insurance; baggage insurance

The Blue Business Cash™ Card from American Express

from American Express
American ExpressBusiness
The Blue Business Cash™ Card from American Express
No annual feeAmex

WELCOME OFFER

Standard public offer: $250 cash back (delivered as a statement credit) after spending $3,000 in the first 3 months; targeted offers have reportedly reached $500 after $8,000 in spend, or $750 (some without lifetime language) — go by what the actual application page shows.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
2.7%
REWARDS
cash back

EARNING RATES

  • •2% cash back — all eligible purchases, on up to $50,000 combined per calendar year, then 1%
  • 0% intro APR on purchases for the first 12 months (then a variable APR)
  • Amex Offers merchant deals
  • Revolving credit card (not a charge card); cash back is automatically received in the form of a statement credit

The Blue Business® Plus Credit Card from American Express

from American Express
American ExpressBusiness
The Blue Business® Plus Credit Card from American Express
No annual feeAmex

WELCOME OFFER

Standard public offer: 15,000 MR points after spending $3,000 in the first 3 months; targeted offers reportedly go as high as 75,000 points after $15,000 in spend (some even without the lifetime-language clause) — go by what the actual application page shows.as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
2.7%
REWARDS
Amex Membership Rewards

EARNING RATES

  • •2x MR — all eligible purchases, on up to $50,000 combined per calendar year, then 1x (no bonus categories — simple flat rate)
  • 0% intro APR on purchases and balance transfers for the first 12 months (then a variable APR)
  • Amex Offers merchant deals
  • Revolving credit card (not a charge card); Expanded Buying Power lets you spend beyond your credit limit in some cases

The Business Platinum Card® from American Express

from American Express
American ExpressBusiness
The Business Platinum Card® from American Express
$895/yrAmex

WELCOME OFFER

As high as 300,000 MR points after spending $20,000 in the first 3 months (DoC reported on 2026-06-14 that this 300k version is now commonly seen); targeted/YMMV. Note: some applicants see lower 200,000-250,000 / $20,000 versions — multiple versions coexist; go by what the actual application page shows.as of 2026-07-10
ANNUAL FEE
$895
FOREIGN TX FEE
None
REWARDS
Amex Membership Rewards

EARNING RATES

  • •5x MR — flights and prepaid hotels booked through Amex Travel
  • •2x MR — U.S. construction material & hardware suppliers, electronic goods retailers, software & cloud system providers, and shipping providers
  • •2x MR — purchases of $5,000 or more (does not stack with the categories above; on up to $2,000,000 of these purchases combined per calendar year)
  • •1x MR — all other eligible purchases
  • $200/year airline fee credit — with one selected qualifying airline; enrollment required
  • $600/year hotel credit — $300 semi-annually, prepaid Fine Hotels + Resorts or The Hotel Collection bookings only, minimum-stay requirement applies
  • $200/year Hilton for Business credit — $50 per quarter
  • $300/year ChatGPT Business credit — requires a subscription with 2+ seats; enrollment required
  • Dell credit — up to $150 base credit per year, plus an additional $1,000 credit after spending $5,000 with Dell; enrollment required
  • $120/year wireless credit — $10 per month on U.S. wireless telephone service provider charges; enrollment required
  • $360/year Indeed credit — $90 per quarter; enrollment required
  • $150/year Adobe credit — requires prepaid Adobe plans
  • $219/year CLEAR Plus credit — enrollment required (price increased effective 2026-07-01)
  • Global Entry / TSA PreCheck application fee credit — up to $100
  • High-spend benefit: after $250,000 in purchases in a calendar year, unlock a $1,200 Amex Travel flight credit + $2,400 Amex One AP monthly-fee credit the following year

The Graphite™ Business Cash Unlimited Card from American Express

from American Express
American ExpressBusiness
The Graphite™ Business Cash Unlimited Card from American Express
$295/yrAmex

WELCOME OFFER

$1,500 cash back (in the form of Reward Dollars) after spending $50,000 in the first 6 months (current standard public offer); targeted offers of $2,000 / $50,000 have also been reported — go by what the actual application page shows.as of 2026-07-10
ANNUAL FEE
$295
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — flights and prepaid hotels booked through Amex Travel
  • •2% cash back — all other eligible purchases, unlimited (no cap)
  • Up to $2,400 Amex One AP credit — after $250,000 in purchases in a calendar year, receive statement credits toward One AP (accounts payable automation platform) monthly fees the following year

GM Business Mastercard

from Barclays US
Barclays USBusiness
GM Business Mastercard
No annual feeMastercard

WELCOME OFFER

Earn 100,000 bonus points after spending $5,000 on purchases in the first 5 monthsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
GM Rewards Points (redeemable toward the purchase or lease of GM vehicles and GM parts and services)

EARNING RATES

  • 7xon GM purchases
  • 3xon all other purchases
  • 0% promotional APR for 9 billing cycles — on eligible GM purchases made within 30 days of account opening; eligible GM purchases after 30 days receive a 0% promotional APR for 6 billing cycles

JetBlue Business Card

from Barclays US
Barclays USBusiness
JetBlue Business Card
$99/yrMastercard

WELCOME OFFER

Earn 50,000 bonus TrueBlue points after spending $4,000 on purchases and paying the annual fee in full within the first 90 daysas of 2026-07-10
ANNUAL FEE
$99
FOREIGN TX FEE
None
REWARDS
JetBlue TrueBlue

EARNING RATES

  • 6xon JetBlue purchases (including the Paisly by JetBlue travel platform)
  • 2xat restaurants and office supply stores
  • 1xon all other purchases
  • Free first checked bag
  • Priority Group boarding
  • 10% of your points back when you redeem for award flights
  • 5,000 bonus points each year after your account anniversary

Wyndham Rewards Earner Business Card

from Barclays US
Barclays USBusiness
Wyndham Rewards Earner Business Card
$149/yrVisa

WELCOME OFFER

Earn 45,000 bonus points after spending $3,000 on purchases in the first 90 days, plus 55,000 bonus points after spending $500 at Hotels by Wyndham within the first 180 days — up to 100,000 points totalas of 2026-07-10
ANNUAL FEE
$149
FOREIGN TX FEE
None
REWARDS
Wyndham Rewards

EARNING RATES

  • 8xon eligible purchases at Hotels by Wyndham (including Travel Bundles)
  • 5xon eligible gas, EV charging, marketing, advertising, office supply store and shipping purchases
  • 1xon all other purchases
  • $65 — annual statement credit for wholesale club membership purchases
  • $50 — statement credit for accounting software purchases

Atmos™ Rewards Visa Signature® Business Card（原 Alaska Airlines Visa Business credit card）

from Bank of America
Bank of AmericaBusiness
Atmos™ Rewards Visa Signature® Business Card（原 Alaska Airlines Visa Business credit card）
Visa

WELCOME OFFER

70,000 bonus points + a $99 Companion Fare (plus taxes and fees from $23) after you make $4,000 or more in purchases within the first 90 daysas of 2026-07-10
ANNUAL FEE
$70 for the company + $25 per additional employee card
FOREIGN TX FEE
None
REWARDS
Atmos Rewards points

EARNING RATES

  • •3x points — eligible Alaska Airlines and Hawaiian Airlines purchases
  • •2x points — eligible gas, EV charging station, shipping and local transit purchases (including rideshare)
  • •1x points — all other purchases
  • •+10% flat relationship bonus — with any eligible Bank of America small business account, independent of BofA Rewards balance tier
  • Each account anniversary — $99 Companion Fare (unlocked after spending $6,000 or more in the prior anniversary year)
  • 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases

Business Advantage Customized Cash Rewards Mastercard® credit card

from Bank of America
Bank of AmericaBusiness
Business Advantage Customized Cash Rewards Mastercard® credit card
No annual feeMastercard

WELCOME OFFER

Online $500 cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Cash rewards

EARNING RATES

  • 3%in the category of your choice (one of six: gas stations and EV charging stations, office supply stores, travel, TV/telecom & wireless, computer services, or business consulting services)
  • 2%dining
  • 1%all other purchases (after $50,000 in combined choice category + dining purchases in a calendar year, everything drops to 1%)
  • Employee cards at no additional cost
  • QuickBooks integration
  • Travel accident insurance up to $100,000 (the earlier $1,000,000 vs $100,000 source conflict is resolved: $1,000,000 is the Business Advantage Travel Rewards card's coverage, this card is $100,000; per hellosafe/wallethub benefit breakdowns, verified 2026-07-10)
  • Auto rental collision damage waiver
  • Free Dun & Bradstreet business credit scores (via Business Advantage 360)
  • Zero liability protection, purchase security / extended warranty coverage

Business Advantage Travel Rewards World Mastercard® credit card

from Bank of America
Bank of AmericaBusiness
Business Advantage Travel Rewards World Mastercard® credit card
No annual feeMastercard

WELCOME OFFER

50,000 online bonus points after you make at least $5,000 in purchases in the first 90 days of account opening (roughly $500 in statement-credit value toward travel or dining purchases)as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Bank of America points

EARNING RATES

  • •3x points — travel booked through the Bank of America Travel Center
  • •1.5x points — all other purchases
  • Employee cards at no additional cost
  • Travel accident insurance up to $1,000,000 (common carrier: flights/trains/cruise ships; the only one of the three business cards with $1,000,000 coverage, per hellosafe/wallethub, verified 2026-07-10)
  • Auto rental collision damage waiver, emergency assistance services
  • Free Dun & Bradstreet business credit scores
  • Purchase security, zero liability protection, Balance Connect overdraft protection

Business Advantage Unlimited Cash Rewards Mastercard® credit card

from Bank of America
Bank of AmericaBusiness
Business Advantage Unlimited Cash Rewards Mastercard® credit card
No annual feeMastercard

WELCOME OFFER

Online $500 cash rewards bonus after you make at least $5,000 in purchases in the first 90 days of account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Cash rewards

EARNING RATES

  • 1.5%all purchases, no cap
  • Employee cards at no additional cost
  • QuickBooks integration
  • Travel accident insurance up to $100,000 (coverage-amount conflict resolved, see the remark on the Business Advantage Customized Cash Rewards card, verified 2026-07-10)
  • Auto rental collision damage waiver, free Dun & Bradstreet business credit scores, zero liability protection

Spark Cash

from Capital One
Capital OneBusiness
Spark Cash
$95/yrVisa

WELCOME OFFER

$1,000 cash bonus after spending $10,000 on purchases within the first 3 months from account opening ($0 intro annual fee first year, then $95)as of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — hotels & rental cars booked via Capital One Business Travel
  • •2% cash back — all other purchases
  • Free employee & virtual cards
  • $0 fraud liability

Spark Cash Plus

from Capital One
Capital OneBusiness
Spark Cash Plus
$150/yrVisa

WELCOME OFFER

Up to $4,000+ cash bonus: $2,000 after spending $30,000 in the first 3 months, plus an additional $2,000 for every $500,000 spent in the first yearas of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — hotels & rental cars booked via Capital One Business Travel
  • •2% cash back — all other purchases
  • $150 annual fee refunded if you spend $150,000+ by your membership anniversary
  • No preset spending limit (charge-card style, balance due monthly)
  • Free employee & virtual cards

Spark Cash Select

from Capital One
Capital OneBusiness
Spark Cash Select
No annual feeVisa

WELCOME OFFER

$750 cash bonus after spending $6,000 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — hotels & rental cars booked via Capital One Business Travel
  • •1.5% cash back — all other purchases
  • Free employee & virtual cards

Spark Classic

from Capital One
Capital OneBusiness
Spark Classic
No annual feeVisa

WELCOME OFFER

No welcome bonus — entry-level business credit-building cardas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • •5% cash back — hotels & rental cars booked via Capital One Business Travel
  • •1% cash back — all other purchases
  • Free employee & virtual cards
  • $0 fraud liability

Venture Business

from Capital One
Capital OneBusiness
Venture Business
$95/yrVisa

WELCOME OFFER

100,000 bonus miles after spending $10,000 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • •5X miles — hotels, vacation rentals & rental cars booked via Capital One Business Travel
  • •2X miles — all other purchases
  • $50 annual statement credit for Capital One Business Travel bookings
  • $50 annual statement credit for advertising/software purchases
  • 10,000 bonus miles every account anniversary (no spend required)
  • Up to $120 credit for Global Entry or TSA PreCheck (every 4 years)
  • $50 experience credit at Lifestyle Collection hotels/vacation rentals

Venture X Business

from Capital One
Capital OneBusiness
Venture X Business
$395/yrVisa

WELCOME OFFER

150,000 bonus miles after spending $30,000 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$395
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • •10X miles — hotels & rental cars booked via Capital One Business Travel
  • •5X miles — flights & vacation rentals booked via Capital One Business Travel
  • •2X miles — all other purchases
  • $300 annual statement credit for Capital One Business Travel bookings
  • 10,000 bonus miles every account anniversary (no spend required)
  • Up to $120 credit for Global Entry or TSA PreCheck (every 4 years)
  • $100 experience credit per stay at Premier Collection hotels/vacation rentals

VentureOne Business

from Capital One
Capital OneBusiness
VentureOne Business
No annual feeVisa

WELCOME OFFER

50,000 bonus miles after spending $4,500 on purchases within the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
Capital One miles

EARNING RATES

  • •5X miles — hotels, vacation rentals & rental cars booked via Capital One Business Travel
  • •1.5X miles — all other purchases
  • Hertz Five Star status
  • Free employee cards with customizable spend limits

Chase Ink Business Cash

from Chase
ChaseBusiness
Chase Ink Business Cash
No annual feeVisa

WELCOME OFFER

$1,000 (limited-time elevated offer, standard $750) after you spend $8,000 in the first 4 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back (Chase Ultimate Rewards)

EARNING RATES

  • 5%office supply stores and internet, cable and phone services (on the first $25,000 in combined purchases each account anniversary year)
  • 2%gas stations and restaurants (on the first $25,000 in combined purchases each account anniversary year)
  • 1%all other purchases (no limit)
  • 5%Lyft rides (promo through 2027-09-30)
  • 3 months of complimentary Instacart+ membership + $20 per month in Instacart credits while a member

Chase Ink Business Preferred

from Chase
ChaseBusiness
Chase Ink Business Preferred
$95/yrVisa

WELCOME OFFER

100,000 points after you spend $8,000 in the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$95
FOREIGN TX FEE
None
REWARDS
Chase Ultimate Rewards

EARNING RATES

  • 3xtravel, shipping purchases, internet/cable/phone services, and advertising purchases made with social media sites and search engines (on the first $150,000 in combined purchases each account anniversary year)
  • 1xall other purchases (no limit)
  • 5xLyft rides (promo through 2027-09-30)
  • Complimentary DashPass membership for a minimum of 12 months + up to $10 per month in DoorDash credits on non-restaurant orders

Chase Ink Business Premier

from Chase
ChaseBusiness
Chase Ink Business Premier
$195/yrVisa

WELCOME OFFER

$1,000 after you spend $10,000 in the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$195
FOREIGN TX FEE
None
REWARDS
cash back (not transferable to Ultimate Rewards)

EARNING RATES

  • 2.5%large purchases of $5,000 or more
  • 2%all other purchases (no limit)
  • 5%travel purchased through Chase Travel
  • 5%Lyft rides (promo through 2027-09-30)
  • Employee cards at no additional cost
  • Primary auto rental collision damage waiver up to $60,000, purchase protection $10,000 per claim, extended warranty, cell phone protection $1,000 per claim
  • Flex for Business financing option

Chase Ink Business Unlimited

from Chase
ChaseBusiness
Chase Ink Business Unlimited
No annual feeVisa

WELCOME OFFER

$1,000 (limited-time elevated offer, standard $750) after you spend $8,000 in the first 4 months from account openingas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back (Chase Ultimate Rewards)

EARNING RATES

  • 1.5%every purchase (no limit)
  • 5%Lyft rides (promo through 2027-09-30)
  • 3 months of complimentary Instacart+ membership (auto-renews at $99/year afterward) + $20 per month in Instacart credits while a member (through 2027-12-31)

Chase Sapphire Reserve for Business

from Chase
ChaseBusiness
Chase Sapphire Reserve for Business
$795/yrVisa

WELCOME OFFER

200,000 points (limited-time elevated offer, page shows standard 150k struck through) after you spend $30,000 in the first 6 months from account openingas of 2026-07-10
ANNUAL FEE
$795
FOREIGN TX FEE
None
REWARDS
Chase Ultimate Rewards

EARNING RATES

  • 8xall purchases through Chase Travel
  • 4xflights and hotels booked direct
  • 3xsocial media and search engine advertising
  • 5xLyft (promo through 2027-09-30)
  • 1xall other purchases
  • $300 each year — statement credits for travel purchases
  • Up to $500 per year ($250 max per booking) — hotel bookings with The Edit by Chase Travel
  • $250 — prepaid Chase Travel hotel bookings (through 2026-12-31)
  • $200 per year — Google Workspace
  • $400 per year — ZipRecruiter
  • $120 per year — Lyft
  • $100 per year — select gift cards
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS
  • DoorDash DashPass membership + monthly promo credits (chase.com puts the combined value at ~$420/year)

IHG One Rewards Premier Business Credit Card

from Chase
ChaseBusiness
IHG One Rewards Premier Business Credit Card
$99/yrMastercard

WELCOME OFFER

140,000 points after you spend $4,000 in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$99
FOREIGN TX FEE
None
REWARDS
IHG One Rewards points

EARNING RATES

  • •10x (up to 26x total) — IHG Hotels & Resorts
  • 5xtravel, gas stations, select advertising, and restaurants
  • 3xall other purchases
  • 1 Anniversary Free Night (redemption level up to 40,000 points) each cardmember year
  • $100 statement credit + 10,000 points after spending $20,000 in a calendar year
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS

Southwest Rapid Rewards Performance Business Credit Card

from Chase
ChaseBusiness
Southwest Rapid Rewards Performance Business Credit Card
$299/yrVisa

WELCOME OFFER

80,000 points after you spend $5,000 in the first 3 months from account opening (a historical 120k/$10k offer has expired — do not use)as of 2026-07-10
ANNUAL FEE
$299
FOREIGN TX FEE
None
REWARDS
Southwest Rapid Rewards points

EARNING RATES

  • 4xSouthwest Airlines purchases
  • 2xhotel accommodations booked direct, gas stations, restaurants, and local transit and commuting (including rideshare)
  • 1xall other purchases
  • 9,000 points each cardmember year — anniversary bonus
  • 10,000 points once per calendar year — Companion Pass qualifying points boost (account-wide)
  • $120 every 4 years — Global Entry / TSA PreCheck / NEXUS

Southwest Rapid Rewards Premier Business Credit Card

from Chase
ChaseBusiness
Southwest Rapid Rewards Premier Business Credit Card
$149/yrVisa

WELCOME OFFER

60,000 points after you spend $3,000 in the first 3 months from account openingas of 2026-07-10
ANNUAL FEE
$149
FOREIGN TX FEE
None
REWARDS
Southwest Rapid Rewards points

EARNING RATES

  • 3xSouthwest Airlines purchases
  • 2xgas stations and restaurants (on the first $8,000 in combined purchases each anniversary year)
  • 1xall other purchases
  • 6,000 points each cardmember year — anniversary bonus
  • 10,000 points once per calendar year — Companion Pass qualifying points boost (account-wide)
  • One 15% flight discount promo code each cardmember year (excludes Basic fares)

United Business Card

from Chase
ChaseBusiness
United Business Card
$150/yrVisa

WELCOME OFFER

100,000 miles + 2,000 PQP (after spending $5,000 in the first 3 months) + 10,000 more for adding an employee card, up to 110,000 totalas of 2026-07-10
ANNUAL FEE
$150
FOREIGN TX FEE
None
REWARDS
United MileagePlus miles

EARNING RATES

  • •8x total — United flight purchases (6x as member + 2x with the card)
  • 2xother United purchases, gas stations, dining (including eligible delivery services), office supply stores, and local transit and commuting
  • 1xall other purchases
  • •5,000-mile anniversary bonus each year when you also hold a personal United card
  • $125 per year (after taking 5 United flights of $100+ each in a calendar year) — United travel credit
  • $100 per year ($50 each, up to 2 times) — United Hotels
  • $100 per year — rideshare credits
  • $50 per year ($25 each, up to 2 times) — Avis/Budget car rentals
  • $120 per year ($10/month, through 2027-12-31) — Instacart credits
  • $100 per year — JSX flights
  • $25 per year — FareLock

United Club Business Card

from Chase
ChaseBusiness
United Club Business Card
$695/yrVisa

WELCOME OFFER

100,000 miles + 2,000 PQP (after spending $5,000 in the first 3 months) + 10,000 more for adding an authorized user, up to 110,000 totalas of 2026-07-10
ANNUAL FEE
$695
FOREIGN TX FEE
None
REWARDS
United MileagePlus miles

EARNING RATES

  • •8x total — United flight purchases
  • 2xother United purchases
  • 5xprepaid Renowned Hotels and Resorts bookings
  • 1.5xall other purchases
  • •5,000-mile anniversary bonus each year when you also hold a personal United card
  • $200 per year — Renowned Hotels and Resorts
  • $150 per year (enrollment required) — rideshare credits
  • $100 per year — Avis/Budget car rentals (cars.united.com)
  • $240 per year — Instacart credits
  • $200 per year — JSX flights
  • $50 per year — FareLock

World of Hyatt Business Credit Card

from Chase
ChaseBusiness
World of Hyatt Business Credit Card
$199/yrVisa

WELCOME OFFER

60,000 points after you spend $5,000 in the first 3 months from account opening (an 80k limited-time offer ended 2026-04-30)as of 2026-07-10
ANNUAL FEE
$199
FOREIGN TX FEE
None
REWARDS
World of Hyatt points

EARNING RATES

  • •4x (up to 9x total) — Hyatt hotels and resorts
  • 2xyour top 3 spend categories each quarter (from a pool including dining/shipping/airline tickets booked direct/local transit and commuting/social media and search engine advertising/car rentals/gas stations/internet, cable and phone)
  • 2xfitness club and gym memberships
  • 1xall other purchases
  • $50 statement credit up to 2 times each cardmember year ($100 total) — purchases of $50 or more at Hyatt properties

Citi® / AAdvantage Business™ World Elite Mastercard®

from Citi
CitiBusiness
Citi® / AAdvantage Business™ World Elite Mastercard®
$99/yrMastercard

WELCOME OFFER

Earn 65,000 AAdvantage bonus miles after $4,000 in purchases within the first 4 months, with a $0 intro annual fee for the first year (verified on the official creditcards.aa.com page 2026-07-10; the prior limited-time 75k / $5,000 / 5-month promotion has expired and is offline).as of 2026-07-10
ANNUAL FEE
$99
FOREIGN TX FEE
None
REWARDS
American Airlines AAdvantage miles

EARNING RATES

  • 2xeligible American Airlines purchases
  • 2xgas stations and car rental merchants
  • 2xtelecommunications merchants and cable and satellite providers
  • 1xall other purchases
  • •Plus 1 Loyalty Point for every $1 spent (counts toward AAdvantage elite status)
  • First checked bag free on domestic American Airlines itineraries (you + up to 4 travel companions)
  • Preferred boarding on American Airlines flights
  • 25% savings on inflight food and beverage purchases
  • American Airlines Companion Certificate after spending $30,000 or more in purchases each cardmembership year

Costco Anywhere Visa® Business Card by Citi

from Citi
CitiBusiness
Costco Anywhere Visa® Business Card by Citi
No annual feeVisa

WELCOME OFFER

No welcome offer; an active paid Costco membership is required to apply (including Costco Business membership).as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
None
REWARDS
cash back

EARNING RATES

  • 5%gas at Costco
  • 4%other eligible gas and EV charging (on the first $7,000 in combined purchases per year, then 1%)
  • 3%restaurants and eligible travel purchases
  • 2%all other purchases from Costco and Costco.com
  • 1%all other purchases
  • Same cash back mechanics as the personal card — issued as an annual reward certificate
  • No foreign transaction fees
  • No authorized user fee

U.S. Bank Business Altitude® Connect Visa Signature® Card

from US Bank
US BankBusiness
U.S. Bank Business Altitude® Connect Visa Signature® Card
Visa

WELCOME OFFER

75,000 bonus points after $6,000 in eligible Net Purchases on the Account Owner's card within 180 days of account opening (confirmed on the card page 2026-07-10; increased from 60,000 in March 2026)as of 2026-07-10
ANNUAL FEE
$0 first year, then $95
FOREIGN TX FEE
None
REWARDS
Altitude points

EARNING RATES

  • 5xprepaid hotels and car rentals booked in the Travel Center
  • 4xtravel purchased directly from providers (airfare/hotels) plus gas and EV charging stations (on the first $150,000 in combined eligible purchases each year)
  • 2xdining, takeout and restaurant delivery, plus cell phone service providers
  • 1xall other eligible purchases
  • $25 statement credit — awarded after at least one taxi/rideshare purchase per month for 3 consecutive calendar months (repeatable)

U.S. Bank Business Leverage® Visa Signature® Card

from US Bank
US BankBusiness
U.S. Bank Business Leverage® Visa Signature® Card
Visa

WELCOME OFFER

Earn up to $600 in rewards after spending $6,000 in eligible purchases on the Account Owner's card within the first 120 days of account opening (standard offer confirmed on the card page 2026-07-10). Some channels have shown a higher $750 / $7,500 offer, likely targeted or expired; the offer shown on the application page controls. as of 2026-07-10
ANNUAL FEE
$0 first year, then $95
FOREIGN TX FEE
None
REWARDS
points (approx. 1 point = $0.01)

EARNING RATES

  • 2xyour top two spending categories each month, automatically (top two of 48 merchant categories; gas stations/EV charging stations and wholesale clubs/discount stores-supercenters excluded)
  • 5xprepaid hotels and car rentals booked directly in the Travel Center
  • 1xall other eligible purchases, no cap
  • $100 per 12-month period — software subscription statement credit: applied automatically after 11 consecutive months of purchases made directly with a software service provider (identified by MCC, e.g. QuickBooks/FreshBooks) (not prominently shown on the card page; terms confirmed by multiple 2026 in-market references such as FitSmallBusiness/WalletHub)

U.S. Bank Triple Cash Rewards Visa® Business Card

from US Bank
US BankBusiness
U.S. Bank Triple Cash Rewards Visa® Business Card
No annual feeVisa

WELCOME OFFER

One-time $750 cash back after making $6,000 in eligible Net Purchases on the Account Owner's card within 180 days of account opening (confirmed on the card page 2026-07-10). Past offers have used different structures, such as $500 cash plus a $100 software subscription credit. as of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
cash back

EARNING RATES

  • 3%gas and EV charging stations (transactions of $200 or less), office supply stores, cell phone service providers, and restaurants
  • 5%prepaid hotels and car rentals booked in the Travel Center
  • 1%all other eligible purchases, no cap
  • $100 per 12-month period — statement credit toward recurring software subscription expenses (e.g. QuickBooks/FreshBooks)

Wells Fargo Signify Business Cash℠ Card

from Wells Fargo
Wells FargoBusiness
Wells Fargo Signify Business Cash℠ Card
No annual feeMastercard

WELCOME OFFER

Earn a $500 cash rewards bonus when you spend $5,000 in purchases in the first 3 monthsas of 2026-07-10
ANNUAL FEE
$0
FOREIGN TX FEE
3%
REWARDS
Cash rewards (cash back)

EARNING RATES

  • 2%unlimited cash rewards on all business purchases, no category restrictions, no caps
  • 0% intro APR for 12 months from account opening on purchases (16.74%–24.74% variable APR thereafter)
  • Complimentary Priority Pass airport lounge membership (membership fee waived, lounge visits are pay-as-you-go)
  • World Elite Mastercard merchant offers